{"id":1533,"date":"2023-09-19T14:05:28","date_gmt":"2023-09-19T14:05:28","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?page_id=1533"},"modified":"2025-11-17T02:52:01","modified_gmt":"2025-11-17T02:52:01","slug":"pinjaman-penyatuan-hutang-malaysia","status":"publish","type":"page","link":"https:\/\/www.ibpo.com.my\/bm\/debt-consolidation-loan-malaysia\/","title":{"rendered":"i-Console Plus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1533\" class=\"elementor elementor-1533\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ab8ed7 xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1ab8ed7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0b0a71\" data-id=\"e0b0a71\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-354ab79 elementor-section-height-min-height xts-section-stretch-content home-section-inner elementor-section-boxed elementor-section-height-default\" data-id=\"354ab79\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4b40973\" data-id=\"4b40973\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-917d0dd elementor-align-left elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"917d0dd\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-list.min.css?ver=1727125099\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Debt Consolidation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-594f9f0 premium-header-block premium-header-inline elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"594f9f0\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t\t\t<h2 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">i-Console Plus <\/span><\/h2> \t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ed0fca4\" data-id=\"ed0fca4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-611537a elementor-widget-tablet__width-initial elementor-widget elementor-widget-image\" data-id=\"611537a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"849\" height=\"510\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/i-console-plus-banner-1.png\" class=\"attachment-full size-full wp-image-3423\" alt=\"i-Console Plus\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/i-console-plus-banner-1.png 849w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/i-console-plus-banner-1-300x180.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/i-console-plus-banner-1-768x461.png 768w\" sizes=\"(max-width: 849px) 100vw, 849px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f90b03 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"1f90b03\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82089fc\" data-id=\"82089fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60a21a6 xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"60a21a6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1b27ee9\" data-id=\"1b27ee9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0357b39 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0357b39\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">What Is i-Console Plus<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db9d4dc elementor-widget elementor-widget-xts_title\" data-id=\"db9d4dc\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tPersonal Financing Solutions Tailored for Debt Consolidation\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cae9f20 elementor-widget elementor-widget-xts_title\" data-id=\"cae9f20\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">i-Console Plus is a program offering an effortless personal financing option with expert tailored financial solutions to meet your needs.&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">It\u2019s a hassle-free financial solution, where we\u2019ll help process your financing with our trusted bank partners from end-to-end with interest rates as low as 3.88% p.a.!&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">Have the opportunity to improve your finances and break the cycle of debt by tracking personal loans and\/or credit cards in one account.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-33ddccf xts-animation-short-in-up xts-animation-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"33ddccf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ca37720\" data-id=\"ca37720\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2c90c5 counter-01 counter-section otherpage-counter elementor-widget elementor-widget-counter\" data-id=\"a2c90c5\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-counter{display:flex;justify-content:center;align-items:stretch;flex-direction:column-reverse}.elementor-counter .elementor-counter-number{flex-grow:var(--counter-number-grow,0)}.elementor-counter .elementor-counter-number-wrapper{flex:1;display:flex;font-size:69px;font-weight:600;line-height:1;text-align:center}.elementor-counter .elementor-counter-number-prefix{text-align:end;flex-grow:var(--counter-prefix-grow,1);white-space:pre-wrap}.elementor-counter .elementor-counter-number-suffix{text-align:start;flex-grow:var(--counter-suffix-grow,1);white-space:pre-wrap}.elementor-counter .elementor-counter-title{flex:1;display:flex;justify-content:center;align-items:center;margin:0;padding:0;font-size:19px;font-weight:400;line-height:2.5}<\/style>\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Average Approval Rate<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"80\" data-from-value=\"25.4\" data-delimiter=\",\">25.4<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">%<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8a6bbd7\" data-id=\"8a6bbd7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b37b16d counter-03 otherpage-counter elementor-widget elementor-widget-counter\" data-id=\"b37b16d\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Total Bank Loan Approved<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">MYR<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"499\" data-from-value=\"270\" data-delimiter=\",\">270<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">M<sup class=\"plus\">+<\/sup><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d8c4e79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"d8c4e79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-46dc807\" data-id=\"46dc807\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-132511a xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-image\" data-id=\"132511a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"735\" height=\"634\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/perks-man-iconsole-0.png\" class=\"attachment-full size-full wp-image-2347\" alt=\"How Debt Consolidation Loans Can Help You Save\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/perks-man-iconsole-0.png 735w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/perks-man-iconsole-0-300x259.png 300w\" sizes=\"(max-width: 735px) 100vw, 735px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-353cf0f xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"353cf0f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31d1ad5 elementor-widget elementor-widget-html\" data-id=\"31d1ad5\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\nsup.plus {\n    font-size: 32px !important;\n    top: -1.3em;\n    color: #32B6FB;\n}\n    \n@media screen and (min-width:1024px) and (max-width:1480px){\n.our-mission-02 h3.elementor-icon-box-title {\n    min-height: 70px;\n    margin-bottom: 10px;\n    height: 100%;\n}\n    \n    \n}    \n    \n@media only screen and (max-width:500px){\n\nsup.plus {\n    font-size: 18px !important;\n    top: -1em;\n    color: #32B6FB;\n}\n    \n}    \n    \n    \n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42aec50 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"42aec50\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benefits of a Debt Consolidation Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b81410 elementor-widget elementor-widget-xts_title\" data-id=\"1b81410\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEnjoy These Perks from Debt Consolidation Loan\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f10b2 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"43f10b2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Easy Loan Tracking <p class=\"benefits-services\">When everything is consolidated in one account.  <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reduce Monthly Commitments <p class=\"benefits-services\">Up to 70% in savings. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Save On Interest <p class=\"benefits-services\">As compared to credit card interest rates of 18%.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cash Benefits <p class=\"benefits-services\">Extra cash for business expansion, emergencies and more. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Boost Credit Score  <p class=\"benefits-services\">Be on track to improve your creditworthiness.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-924306d elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"924306d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-baa7bb2\" data-id=\"baa7bb2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-pa-eq-height=\"{&quot;targetType&quot;:&quot;widget&quot;,&quot;target&quot;:&quot;&quot;,&quot;trigger&quot;:&quot;load&quot;,&quot;enableOn&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;,&quot;widescreen&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;mobile_extra&quot;]}\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-193275b xts-animation-short-in-up xts-animation-slow premium-equal-height-yes elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"193275b\" data-element_type=\"section\" data-settings=\"{&quot;premium_eq_height_switcher&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-836eed5\" data-id=\"836eed5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a14a18 elementor-align-left elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5a14a18\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Our Debt Management Advantages<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-443b1b3 xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"443b1b3\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tGain More With IBPO\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-78b1f6c\" data-id=\"78b1f6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb25f0a elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow elementor-view-default elementor-position-top elementor-mobile-position-top xts_delay_100 elementor-widget elementor-widget-icon-box\" data-id=\"bb25f0a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1727125099\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4189\" data-name=\"Group 4189\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" 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d=\"M27.7,45.657H22.411A2.517,2.517,0,0,1,19.9,43.142V38.815a1.257,1.257,0,0,1,1.257-1.257h7.8a1.257,1.257,0,0,1,1.257,1.257v4.327A2.517,2.517,0,0,1,27.7,45.657Zm-5.289-5.584v3.07H27.7v-3.07Z\" transform=\"translate(5.445 11.034)\" fill=\"#fff\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInnovative AI-Powered Service \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur cutting-edge AI, combined with our financial experts, crafts a unique debt consolidation program tailored to you, so you get the best deal that matches your financial needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4058c11 elementor-laptop-position-top mission-03 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1.441)\"><path id=\"path2631\" d=\"M0,0V46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGlobal Reach, Local Expertise\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ae4d3c elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"5ae4d3c\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4191\" data-name=\"Group 4191\" transform=\"translate(-1299 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1299 789.317)\" fill=\"#32b6fb\"><\/rect><g id=\"like_1_\" data-name=\"like (1)\" transform=\"translate(1295.271 813.32)\"><g id=\"Group_3749\" data-name=\"Group 3749\" transform=\"translate(31.2 9.797)\"><g id=\"Group_3748\" data-name=\"Group 3748\" transform=\"translate(0 0)\"><path id=\"Subtraction_1\" data-name=\"Subtraction 1\" d=\"M39.35,44H26.095a17.129,17.129,0,0,1-5.437-.884l-5.605-1.869-.078.162A4.571,4.571,0,0,1,10.873,44H1.381A1.382,1.382,0,0,1,0,42.62V14.143a1.381,1.381,0,0,1,1.38-1.38h9.492A4.522,4.522,0,0,1,15.1,15.642l.064.165.171-.041a11.063,11.063,0,0,0,5.653-4.187,19.748,19.748,0,0,0,3.506-7.084l.861-3.447A1.38,1.38,0,0,1,26.693,0h1.583A6.133,6.133,0,0,1,34.4,6.127V7.708a30.572,30.572,0,0,1-1.293,7.952l-.087.267h9.492A4.541,4.541,0,0,1,45.9,23.5l-.122.135.122.135a4.535,4.535,0,0,1,0,6.059l-.122.135.122.135a4.541,4.541,0,0,1-2.189,7.413l-.217.059.084.21A4.547,4.547,0,0,1,39.35,44ZM2.758,15.521V41.24h8.115a1.786,1.786,0,0,0,1.784-1.784V17.307a1.788,1.788,0,0,0-1.784-1.786ZM27.77,2.76l-.6,2.4a22.882,22.882,0,0,1-4.6,8.83,12.637,12.637,0,0,1-6.985,4.548l-.168.03V38.462L21.528,40.5a14.434,14.434,0,0,0,4.566.74H39.35a1.784,1.784,0,0,0,0-3.568,1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H26.693a1.38,1.38,0,1,1,0-2.76h3.36l.055-.117a25.26,25.26,0,0,0,1.533-8.1V6.127A3.37,3.37,0,0,0,28.276,2.76Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3751\" data-name=\"Group 3751\" transform=\"translate(37.439 43.882)\"><g id=\"Group_3750\" data-name=\"Group 3750\" transform=\"translate(0 0)\"><ellipse id=\"Ellipse_29\" data-name=\"Ellipse 29\" cx=\"1.424\" cy=\"1.898\" rx=\"1.424\" ry=\"1.898\" transform=\"translate(0.203 0.203)\" fill=\"#fff\"><\/ellipse><path id=\"Ellipse_29_-_Outline\" data-name=\"Ellipse 29 - Outline\" d=\"M1.426-.2A1.912,1.912,0,0,1,3.053,1.9,1.912,1.912,0,0,1,1.426,4,1.912,1.912,0,0,1-.2,1.9,1.912,1.912,0,0,1,1.426-.2Zm0,3.8c.673,0,1.221-.761,1.221-1.7S2.1.205,1.426.205.205.966.205,1.9.753,3.6,1.426,3.6Z\" transform=\"translate(0.2 0.2)\" fill=\"#32b6fb\"><\/path><\/g><\/g><g id=\"Group_3753\" data-name=\"Group 3753\" transform=\"translate(59.677 0.199)\"><g id=\"Group_3752\" data-name=\"Group 3752\" transform=\"translate(0)\"><path id=\"Subtraction_3\" data-name=\"Subtraction 3\" d=\"M1.379,6.029A1.38,1.38,0,0,1,0,4.65V1.38a1.379,1.379,0,1,1,2.759,0V4.65A1.381,1.381,0,0,1,1.379,6.029Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3755\" data-name=\"Group 3755\" transform=\"translate(49.609 4.476)\"><g id=\"Group_3754\" data-name=\"Group 3754\" transform=\"translate(0 0)\"><path id=\"Subtraction_4\" data-name=\"Subtraction 4\" d=\"M3.617,5a1.375,1.375,0,0,1-.976-.405L.405,2.356A1.38,1.38,0,0,1,2.355.4L4.592,2.642A1.38,1.38,0,0,1,3.617,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3757\" data-name=\"Group 3757\" transform=\"translate(67.509 4.475)\"><g id=\"Group_3756\" data-name=\"Group 3756\" transform=\"translate(0 0)\"><path id=\"Subtraction_2\" data-name=\"Subtraction 2\" d=\"M1.379,5A1.38,1.38,0,0,1,.4,2.642L2.64.406A1.382,1.382,0,0,1,5,1.381a1.36,1.36,0,0,1-.407.975L2.353,4.594A1.373,1.373,0,0,1,1.379,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tExpert Recommendations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe simplify your loans and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1022fb elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"b1022fb\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4188\" data-name=\"Group 4188\" transform=\"translate(-1300 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transform=\"translate(-1.688 -1.25)\" fill=\"#fff\" fill-rule=\"evenodd\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeamless Approvals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-325ab2a elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"325ab2a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0fe6b18 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"0fe6b18\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a63dad3 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a63dad3\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">More About i-Console Plus<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-682aab8 elementor-widget elementor-widget-xts_title\" data-id=\"682aab8\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tDetails You Must Know\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-664dbc9 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"664dbc9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dc26bf8 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"dc26bf8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-691e983 elementor-widget elementor-widget-xts_title\" data-id=\"691e983\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tProduct Features\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1665f1 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f1665f1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Exclusive low interest rates<p class=\"benefits-services\">As low as 3.88% p.a.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">High financing amount<p class=\"benefits-services\">Have the choice to opt for a high loan amount of up to RM200,000.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Professional in-house loan recommendation<p class=\"benefits-services\">Receive loan consultation that suits your profile and commitment.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Debt consolidation<p class=\"benefits-services\">Refinance your debt by consolidating your debts into a single loan.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7f5b66d xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7f5b66d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61c861e elementor-widget elementor-widget-xts_title\" data-id=\"61c861e\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEligibility Requirements\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba2bd2 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7ba2bd2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Malaysian citizen<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aged 21 - 60 years old<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minimum RM3,000 gross monthly income or RM36,000 gross annual income<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">For businesses, minimum turnover must be RM30,000 and above<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d67ff3b elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"d67ff3b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3cd2536\" data-id=\"3cd2536\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdddb08 elementor-widget elementor-widget-html\" data-id=\"cdddb08\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- SEO Additional Content CSS -->\r\n<style>\r\n  .text-color {\r\n    color: #122655;\r\n  }\r\n    .seo-additional-content {\r\n   \r\n      padding-bottom: 50px;\r\n    }\r\n\r\n    .seo-additional-content h1, .seo-additional-content h2, .seo-additional-content h3 {\r\n        color: #181C62;\r\n        font-family: inherit;\r\n        font-family: \"Satoshi\", Arial, Helvetica, sans-serif;\r\n    }\r\n\r\n    .seo-additional-content h1 {\r\n        font-size: 1.8rem;\r\n    }\r\n\r\n    .seo-additional-content h2 {\r\n        font-size: 42px;\r\n    }\r\n\r\n    .seo-additional-content h3 {\r\n        font-size: 1.3rem;\r\n    }\r\n\r\n    .seo-additional-content a {\r\n        text-decoration: underline;\r\n        color: #FCAF3B;\r\n    }\r\n    \r\n    details summary {\r\n      display:block;\r\n      cursor: pointer;\r\n      color: red;\r\n      width: 100%;\r\n      margin-top: 20px;\r\n    }\r\n    \r\n    \/* \"Hidden Content\" When It Is Open\/Visible *\/\r\n    details[open] {\r\n      display: block;\r\n      padding-bottom: 25px;\r\n      padding-top: 10px;\r\n      animation: openClose 1s ease-in-out;\r\n      position: relative;\r\n    }\r\n    \r\n    \/* Close Toggle Button Container *\/\r\n    details[open] summary {\r\n      position: absolute;\r\n      bottom: 0;\r\n      left: 0;\r\n    }\r\n    \r\n    \/* Toggle Container When Clicked\/Focus *\/\r\n    details summary:focus {\r\n      outline: none;\r\n    }\r\n    \r\n    \/* Toggle Button Open & Closed *\/\r\n    details #open, details #close{\r\n      color: #181c62;\r\n      font-weight: 700;\r\n      position: relative;\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n    }\r\n    \r\n    \/* Arrow Icon For The Toggle *\/\r\n    details #open:after, details #close:after {\r\n        content: \"\";\r\n        background: url('https:\/\/api.iconify.design\/material-symbols:arrow-right-alt.svg') no-repeat;\r\n        background-size: contain;\r\n        background-position: center center;\r\n        width: 20px;\r\n        height: 20px;\r\n        display: inline-block;\r\n    }\r\n\r\n  \/* Read More Button Hides When The Content Is Showing *\/\r\n    details[open] #open {\r\n        display:none;\r\n    }\r\n\r\n  \/* Close Button Hides When The Content Is Not Showing *\/\r\n    details #close {\r\n        display:none;\r\n        text-align: left;\r\n    }\r\n  \r\n    \/* Wrapper Of The \"Close\" Button *\/\r\n    details[open] #close {\r\n        display:flex;\r\n    }\r\n    \r\n    \/*  *\/\r\n    ::-webkit-details-marker {display: none;}\r\n    \r\n    @keyframes openClose {\r\n      0% {\r\n        opacity: 0;\r\n        transform: translateY(-10px);\r\n        transition: all 2s ease-in-out;\r\n      }\r\n      100% {\r\n        opacity: 1;\r\n        transform: translateY(0);\r\n        transition: all 2s ease-in-out;\r\n      }\r\n    }\r\n    <\/style>\r\n    <!-- End of SEO Additional Content CSS -->\r\n        \r\n    <!-- SEO Additional Content Toggle -->\r\n    <div class=\"seo-additional-content\">\r\n        <!-- Shown content -->\r\n<h2><strong>Debt Consolidation Loan for Better Financial Stability<\/strong><\/h2>\r\n<p class=\"text-color\">Debt consolidation involves taking out a new loan to pay off multiple existing loans or credit cards. By combining all your financial commitments into one loan, you'll only need to focus on a single and manageable monthly payment, making it easier to stay on track with your financial goals.<\/p>\r\n<p class=\"text-color\">This approach helps reduce financial stress, simplify budgeting, and improve long-term stability. In many cases, it can also offer more favourable terms, such as lower interest rates and smaller monthly payments, leading to substantial savings over time.<\/p>\r\n<p class=\"text-color\">With <a href=\"https:\/\/theedgemalaysia.com\/node\/766367#:~:text=Malaysia%E2%80%99s%20household%20debt%20stood%C2%A0at%20RM1.65%20trillion%20as%20of%20end%2DMarch%202025%2C%20equivalent%20to%2084.3%25%20of%20gross%20domestic%20product%20(GDP)%C2%A0as%20at%20end%2DMarch%202025%2C%20a%20level%20that%20remains%20elevated%20but%20is%20balanced%20by%20strong%20household%20assets.%C2%A0\">household debt already at RM 1.65 trillion (84.3% of GDP)<\/a> as of March 2025, according to Malaysia&rsquo;s Ministry of Finance, many Malaysians are carrying multiple financial obligations across personal loans, credit cards, and BNPL instalments. This high debt exposure highlights the growing importance of responsible debt management and consolidation to prevent financial strain and support economic resilience.<\/p>\r\n\r\n\r\n\r\n        <details>\r\n            <summary>\r\n                <span id=\"open\">Read More<\/span>\r\n                <span id=\"close\">Close<\/span>\r\n            <\/summary>\r\n    \r\n            <!-- Hidden content for toggle -->\r\n<h2><strong>Who Benefits from Debt Consolidation Services?<\/strong><\/h2>\r\n<p class=\"text-color\">As household debt levels continue to rise in Malaysia, more individuals are seeking effective ways to regain control over their finances. Debt consolidation can be particularly beneficial for those juggling multiple high-interest loans, credit card balances, or BNPL instalments especially when repayment schedules start to feel overwhelming.<\/p>\r\n<p class=\"text-color\">If you rely heavily on credit cards or have personal loans with interest rates exceeding 15&ndash;18%, consolidating your debt into a single loan with a lower rate can make a significant difference. It allows you to reduce monthly payments, avoid late fees, and simplify budgeting while creating a clearer path toward financial stability.<\/p>\r\n<p class=\"text-color\">This solution is also ideal for individuals who:<\/p>\r\n<ul class=\"text-color\">\r\n<li>Struggle to keep up with multiple payment due dates<\/li>\r\n<li>Have experienced penalties or missed payments<\/li>\r\n<li>Want to rebuild their credit score through consistent repayments<\/li>\r\n<li>Aim to free up extra cash flow for daily living or emergency savings<\/li>\r\n<\/ul>\r\n<p class=\"text-color\">By combining several debts into one structured monthly payment, borrowers can manage their obligations more efficiently and gain peace of mind. This approach doesn&rsquo;t just make finances easier to handle. It also encourages responsible repayment habits, which are essential for improving long-term credit health.<\/p>\r\n<p class=\"text-color\">According to the Credit Counselling and Debt Management Agency (AKPK), over 53,000 Malaysian youths have accumulated nearly <a href=\"https:\/\/www.akpk.org.my\/akpk-over-50000-youths-debt-due-credit-cards-loans-worth-close-rm2b-total#:~:text=The%20National%20Credit%20Counseling%20and%20Management%20Agency%20(AKPK)%20reportedly%20said%20it%20found%2053%2C000%20youths%20aged%2030%20and%20below%20are%20under%20debt%20worth%20nearly%20RM1.9%20billion%20in%20total.\">RM1.9 billion in debt<\/a>, much of it stemming from personal loans, vehicle hire purchase loans and mortgages. This highlights the growing need for structured debt management and professional financial guidance to help individuals get back on track.<\/p>\r\n\r\n<h2> Key Qualities of the Best Loan Company for Debt Consolidation <\/h2>\r\n\r\n<p class=\"text-color\">While many companies offer debt consolidation services, the best ones share key qualities. A reputable debt consolidation company should be trusted by industry experts and clients alike.<\/p>\r\n\r\n<p class=\"text-color\">Look for a company that offers competitive rates and strong customer support. For example, <a href=\"https:\/\/www.ibpo.com.my\/\">IBPO Group<\/a> stands out as a reliable choice due to its innovative approach, customer-centric features, and expertise in financial management.<\/p>\r\n\r\n<p class=\"text-color\">With interest rates as low as 3.88% p.a.\u2014far lower than typical credit card rates of 18%\u2014IBPO helps clients save money in the long term. Clients can also secure financing of up to RM200,000, offering ample resources for debt repayment or other financial needs.<\/p>\r\n\r\n<p class=\"text-color\">Additional benefits include:<\/p>\r\n<ul>\r\n  <li class=\"text-color\">Savings of up to 70% on monthly payments<\/li>\r\n  <li class=\"text-color\">Extra cash for emergencies<\/li>\r\n  <li class=\"text-color\">A boost to your credit score<\/li>\r\n<\/ul>\r\n\r\n<h2> Choosing IBPO Group for Loan Consolidation Solutions in Malaysia <\/h2>\r\n\r\n<p class=\"text-color\">Through partnerships with renowned global banks and trusted local credit agencies, IBPO Group provides clients with unparalleled access to the best loan consolidation option. Our strategic alliances ensure clients enjoy exclusive interest rates and terms that are tailored to their financial needs, making debt management more accessible and affordable.<\/p>\r\n\r\n<p class=\"text-color\">By combining global financial expertise with local insights, IBPO ensures clients receive competitive rates and comprehensive debt consolidation advice. Besides, our range of financial programs includes services like:<\/p>\r\n<ul>\r\n  <li class=\"text-color\"><a href=\"https:\/\/www.ibpo.com.my\/mortgage-loan-refinance\/\">i-Refinancing<\/a><\/li>\r\n  <li class=\"text-color\"><a href=\"https:\/\/www.ibpo.com.my\/i-connect\/\">i-Connect<\/a><\/li>\r\n  <li class=\"text-color\"><a href=\"https:\/\/www.ibpo.com.my\/housing-value-investment\/\">House Value Investment<\/a><\/li>\r\n<\/ul>\r\n<h2> <H2> Achieve Financial Stability with a Leading Debt Consolidation Company in Malaysia <\/h2>\r\n\r\n<p class=\"text-color\">Debt consolidation is an effective strategy for paying down debt faster and reducing overall interest costs. You can consolidate debt through various methods, such as a personal loan, a new credit card, or a home equity loan.<\/p>\r\n\r\n<p class=\"text-color\">At IBPO Group, we ensure a smooth and transparent process while helping clients understand their options and make informed decisions towards financial stability. Our ongoing guidance and support ensure that clients achieve long-term financial freedom.<\/p>\r\n\r\n<p class=\"text-color\">Ready to take the first step towards simple and effective debt consolidation? <a href=\"https:\/\/wa.ibpo.com.my\/?r=wb\">Contact us<\/a> today!<\/p>\r\n\r\n\r\n    \r\n        <\/details>\r\n    <\/div>\r\n    <!-- End of SEO Additional Content\u00a0Toggle\u00a0-->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af67670 elementor-widget elementor-widget-heading\" data-id=\"af67670\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">FAQs About Debt Consolidation in Malaysia<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46cd707 elementor-widget elementor-widget-accordion\" data-id=\"46cd707\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-accordion{text-align:start}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7421\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7421\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4368\" data-name=\"Group 4368\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><g id=\"Group_4366\" data-name=\"Group 4366\" transform=\"translate(12.122 0) rotate(90)\"><g id=\"Group_3531-2\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889-2\" data-name=\"Path 889\" d=\"M19.2,3.363H1.681A1.681,1.681,0,0,1,1.681,0H19.2a1.681,1.681,0,1,1,0,3.363Z\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4009\" data-name=\"Group 4009\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"><h3 style=\"margin: 0px;\">What is debt consolidation?<\/h3><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7421\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7421\"><p><span style=\"font-weight: 400;\">Debt consolidation combines multiple debts into a single loan with one monthly payment.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7422\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-7422\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4368\" data-name=\"Group 4368\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><g id=\"Group_4366\" data-name=\"Group 4366\" transform=\"translate(12.122 0) rotate(90)\"><g id=\"Group_3531-2\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889-2\" data-name=\"Path 889\" d=\"M19.2,3.363H1.681A1.681,1.681,0,0,1,1.681,0H19.2a1.681,1.681,0,1,1,0,3.363Z\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4009\" data-name=\"Group 4009\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"><h3 style=\"margin: 0px;\">How does a debt consolidation loan work in Malaysia?<\/h3><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7422\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-7422\"><p><span style=\"font-weight: 400;\">A debt consolidation loan in Malaysia pays off your existing debts, so you only need to manage one loan repayment.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7423\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-7423\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4368\" data-name=\"Group 4368\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><g id=\"Group_4366\" data-name=\"Group 4366\" transform=\"translate(12.122 0) rotate(90)\"><g id=\"Group_3531-2\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889-2\" data-name=\"Path 889\" d=\"M19.2,3.363H1.681A1.681,1.681,0,0,1,1.681,0H19.2a1.681,1.681,0,1,1,0,3.363Z\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4009\" data-name=\"Group 4009\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"><h3 style=\"margin: 0px;\">How can debt consolidation help manage multiple loans in Malaysia?<\/h3><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7423\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-7423\"><p><span style=\"font-weight: 400;\">Debt consolidation helps by combining several outstanding loans or credit card balances into a single, manageable loan. This means you only need to track one monthly payment, which can reduce stress and help you avoid missed payments. Many Malaysians use this approach to simplify their finances and potentially lower their overall interest costs.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7424\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-7424\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4368\" data-name=\"Group 4368\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><g id=\"Group_4366\" data-name=\"Group 4366\" transform=\"translate(12.122 0) rotate(90)\"><g id=\"Group_3531-2\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889-2\" data-name=\"Path 889\" d=\"M19.2,3.363H1.681A1.681,1.681,0,0,1,1.681,0H19.2a1.681,1.681,0,1,1,0,3.363Z\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"56.694\" height=\"56.694\" viewBox=\"0 0 56.694 56.694\"><g id=\"Group_4009\" data-name=\"Group 4009\" transform=\"translate(-998.934 -642.061)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"56.694\" height=\"56.694\" rx=\"28.347\" transform=\"translate(998.934 642.061)\" fill=\"#ffde39\"><\/rect><g id=\"Group_4367\" data-name=\"Group 4367\" transform=\"translate(1016.703 659.83)\"><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(0 8.76)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3779.85,97.363h-17.518a1.681,1.681,0,0,1,0-3.363h17.518a1.681,1.681,0,1,1,0,3.363Z\" transform=\"translate(-3760.651 -94)\" fill=\"#181c62\"><\/path><\/g><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"><h3 style=\"margin: 0px;\">What should I look for when comparing debt consolidation companies?<\/h3><\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7424\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-7424\"><p><span style=\"font-weight: 400;\">Look for companies that are licensed, transparent about their fees, and offer flexible repayment options. Reading reviews and checking for regulatory approval can help ensure you\u2019re working with a reputable provider.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0856463 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"0856463\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1747fc7\" data-id=\"1747fc7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aa7c596 xts-animation-short-in-up xts-animation-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"aa7c596\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-24d5a93\" data-id=\"24d5a93\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-184a3d2 elementor-align-left elementor-mobile-align-center elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"184a3d2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Steps to Apply for Debt Consolidation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-663cc0b xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"663cc0b\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tStart Your Debt Management Journey With Us Now\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-003af4f\" data-id=\"003af4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42cc9e0 services-line xts-animation-short-in-up xts-animation-slow xts_delay_200 elementor-widget elementor-widget-xts_timeline\" data-id=\"42cc9e0\" data-element_type=\"widget\" data-widget_type=\"xts_timeline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-timeline\">\n\t\t\t\t<div class=\"xts-timeline-line xts-fill\">\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-start\"><\/span>\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-end\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-12.svg\" class=\"attachment-full size-full wp-image-1447\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.0.first_subtitle\">\n\t\t\t\t\t01\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.0.first_title\">\n\t\t\t\t\tSubmit your request\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-10.svg\" class=\"attachment-full size-full wp-image-1449\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.1.first_subtitle\">\n\t\t\t\t\t02\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.1.first_title\">\n\t\t\t\t\tGet an in-house pre-qualification\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-11.svg\" class=\"attachment-full size-full wp-image-1450\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.2.first_subtitle\">\n\t\t\t\t\t03\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.2.first_title\">\n\t\t\t\t\tConsultation and submit documentation\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-13.svg\" class=\"attachment-full size-full wp-image-1448\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.3.first_subtitle\">\n\t\t\t\t\t04\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.3.first_title\">\n\t\t\t\t\tApproval\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1497487b xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-content-top animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"1497487b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52fa3b99\" data-id=\"52fa3b99\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6debaa32 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"6debaa32\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2261930b\" data-id=\"2261930b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-710d9366 elementor-align-left elementor-tablet-align-left cta-btn-1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"710d9366\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/chat.ibpo.com.my\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"49\" viewBox=\"0 0 49 49\"><g id=\"Group_3562\" data-name=\"Group 3562\" transform=\"translate(-997.938 -641.277)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"49\" height=\"49\" rx=\"24.5\" transform=\"translate(997.938 641.277)\" fill=\"#ffde39\"><\/rect><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(1015.358 659.716)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_888\" data-name=\"Path 888\" d=\"M0,7.516l7.361-.155L7.516,0\" transform=\"translate(4.759 5.314) rotate(-45)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3761.65,95h15.075\" transform=\"translate(-3761.65 -89.686)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-width=\"2\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Apply Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0c898c xts-textalign-left xts-scheme-inherit elementor-widget elementor-widget-text-editor\" data-id=\"3d0c898c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Get started with fusion financing now.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ac94464 elementor-widget elementor-widget-html\" data-id=\"6ac94464\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n    \n    .cta-btn-1 ul.elementor-icon-list-items>li:nth-child(1) a {\n    display: flex;\n    flex-direction: row-reverse;\n    justify-content: flex-end;\n    }\n    .cta-btn-1 li.elementor-icon-list-item span.elementor-icon-list-icon {margin-left: 1%;\n}\n.elementor-294 .elementor-element.elementor-element-66a91d4 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child) {\n    \/* padding-bottom: calc(0px\/1); *\/\n    margin-bottom: -1em;\n}\n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4366b392\" data-id=\"4366b392\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d4cd4db elementor-widget elementor-widget-image\" data-id=\"2d4cd4db\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"691\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png\" class=\"attachment-full size-full wp-image-1621\" alt=\"Apply Now\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png 864w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-300x240.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-768x614.png 768w\" sizes=\"(max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Debt Consolidation i-Console Plus What Is i-Console Plus Personal Financing Solutions Tailored for Debt Consolidation i-Console Plus is a program offering an effortless personal financing option with expert tailored financial solutions to meet your needs. It\u2019s a hassle-free financial solution, where we\u2019ll help process your financing with our trusted bank partners from end-to-end with interest [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Debt Consolidation Malaysia | Best Loan Consolidation Company<\/title>\n<meta name=\"description\" content=\"IBPO Group, a debt consolidation loan company, offers i-Console Plus to provide seamless personal financing with plans tailored to your financial needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpo.com.my\/bm\/pinjaman-penyatuan-hutang-malaysia\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Consolidation Malaysia | Best Loan Consolidation Company\" \/>\n<meta property=\"og:description\" content=\"IBPO Group, a debt consolidation loan company, offers i-Console Plus to provide seamless personal financing with plans tailored to your financial needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpo.com.my\/bm\/pinjaman-penyatuan-hutang-malaysia\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPO\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-17T02:52:01+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/i-console-plus-banner-1.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minit\" \/>\n<script type=\"application\/ld+json\" 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