{"id":9967,"date":"2026-08-05T03:28:12","date_gmt":"2026-08-05T03:28:12","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?page_id=9967"},"modified":"2026-08-05T09:28:41","modified_gmt":"2026-08-05T09:28:41","slug":"sme-loan","status":"publish","type":"page","link":"https:\/\/www.ibpo.com.my\/bm\/sme-loan\/","title":{"rendered":"SME Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9967\" class=\"elementor elementor-9967\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b6860e xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0b6860e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1191a6\" data-id=\"d1191a6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bec658c elementor-section-height-min-height xts-section-stretch-content home-section-inner elementor-section-boxed elementor-section-height-default\" data-id=\"bec658c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8473f4\" data-id=\"c8473f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d375c34 elementor-align-left elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d375c34\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-list.min.css?ver=1727125099\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financing Solutions for Your Business<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df0f60 premium-header-block premium-header-inline elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"1df0f60\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t\t\t<h2 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">SME Loan <\/span><\/h2> \t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d578d43\" data-id=\"d578d43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06690f9 elementor-widget-tablet__width-initial elementor-widget-laptop__width-initial elementor-widget elementor-widget-image\" data-id=\"06690f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1497\" height=\"1080\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-9972\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png 1497w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-300x216.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-1024x739.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-768x554.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-18x12.png 18w\" sizes=\"(max-width: 1497px) 100vw, 1497px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-013259f elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"013259f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf26f40\" data-id=\"cf26f40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ac9526c xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ac9526c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cffe735\" data-id=\"cffe735\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142cd0e elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"142cd0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> What is SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb62264 elementor-widget elementor-widget-xts_title\" data-id=\"fb62264\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tTurn Your Business Goals into Reality\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a997548 elementor-widget elementor-widget-xts_title\" data-id=\"a997548\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p>Every successful business starts with a vision, but growth takes action. Don't let limited cash flow hold your business back from reaching its full potential.<\/p><p>Whether you're expanding operations, increasing inventory, upgrading equipment, or scaling to the next level, we help you seamlessly secure the right SME financing solution from our trusted banking partners.\u00a0<\/p><p>From bank applications to approvals, we'll take care of everything end-to-end, with no upfront payment and no complicated paperwork.\u00a0<\/p><p><strong>Financing available from RM300,000 up to RM20 million.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aba4bc7 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"aba4bc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff8babd\" data-id=\"ff8babd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eebb5b7 elementor-widget elementor-widget-image\" data-id=\"eebb5b7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-1024x1024.png\" class=\"attachment-large size-large wp-image-9969\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-1024x1024.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-300x300.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-150x150.png 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-768x768.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-12x12.png 12w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7d2c0d4 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7d2c0d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c17078 elementor-widget elementor-widget-html\" data-id=\"9c17078\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\nsup.plus {\n    font-size: 32px !important;\n    top: -1.3em;\n    color: #32B6FB;\n}\n    \n@media screen and (min-width:1024px) and (max-width:1480px){\n.our-mission-02 h3.elementor-icon-box-title {\n    min-height: 70px;\n    margin-bottom: 10px;\n    height: 100%;\n}\n    \n    \n}    \n    \n@media only screen and (max-width:500px){\n\nsup.plus {\n    font-size: 18px !important;\n    top: -1em;\n    color: #32B6FB;\n}\n    \n}    \n    \n  @media screen and (min-width:1080px) and (max-width:1180px) {\n\n.mission-03 .elementor-icon-box-wrapper {\n    min-height: 340px;\n    height: 100%;\n}\n\n}  \n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cae8f elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"98cae8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benefits of SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-294daa5 elementor-widget elementor-widget-xts_title\" data-id=\"294daa5\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEnjoy These Perks From  SME Loan\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da228 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f0da228\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible SME Financing Solutions<p class=\"benefits-services\"> Financing from RM300,000 up to RM20 million tailored to your business needs.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fast Turnaround Time<p class=\"benefits-services\"> Receive application updates within 24-48 hours.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free Eligibility & Financial Health Check <p class=\"benefits-services\"> Check your financing eligibility instantly with our proprietary AI financial system.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Skip The Bank Hassle<p class=\"benefits-services\">We handle the entire financing process to get the best bank deal. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No Upfront Fees<p class=\"benefits-services\">No out-of-pocket payment required before your financing is approved. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8541e9d elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"8541e9d\" data-element_type=\"section\" id=\"fwd_insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3543ace\" data-id=\"3543ace\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef2dc5b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ef2dc5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7effd0e\" data-id=\"7effd0e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-pa-eq-height=\"{&quot;targetType&quot;:&quot;widget&quot;,&quot;target&quot;:&quot;&quot;,&quot;trigger&quot;:&quot;load&quot;,&quot;enableOn&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;,&quot;widescreen&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;mobile_extra&quot;]}\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-fca32a9 xts-animation-short-in-up xts-animation-slow premium-equal-height-yes elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"fca32a9\" data-element_type=\"section\" data-settings=\"{&quot;premium_eq_height_switcher&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20cb15d\" data-id=\"20cb15d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9a3aec elementor-align-left elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b9a3aec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Our Financing Advantages<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d1aa7 xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"a1d1aa7\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tGain More With IBPO\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bf1c354\" data-id=\"bf1c354\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aeba2b6 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow elementor-view-default elementor-position-top elementor-mobile-position-top xts_delay_100 elementor-widget elementor-widget-icon-box\" data-id=\"aeba2b6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1727125099\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4189\" data-name=\"Group 4189\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><g id=\"innovation\" transform=\"translate(1321 811.979)\"><path id=\"Path_1085\" data-name=\"Path 1085\" d=\"M45.052,53.656a3.133,3.133,0,0,1-2.235-.928l-2.536-2.542a1.311,1.311,0,1,1,1.852-1.856l2.536,2.542a.458.458,0,0,0,.767,0l5.317-5.33a.547.547,0,0,0,0-.769L49.186,43.2a3.218,3.218,0,0,1-.574-3.693,19.872,19.872,0,0,0,1-2.419,3.2,3.2,0,0,1,3.012-2.208h2.219a.543.543,0,0,0,.542-.544V26.8a.543.543,0,0,0-.542-.544H52.62a3.2,3.2,0,0,1-3.012-2.206,19.721,19.721,0,0,0-1-2.42,3.217,3.217,0,0,1,.574-3.693l1.567-1.57a.547.547,0,0,0,0-.769l-5.317-5.331a.458.458,0,0,0-.767,0L43.1,11.836a3.2,3.2,0,0,1-3.683.576,20.006,20.006,0,0,0-2.413-1,3.208,3.208,0,0,1-2.2-3.019V6.169a.544.544,0,0,0-.543-.544H26.74a.543.543,0,0,0-.542.544V8.393A3.208,3.208,0,0,1,24,11.413a19.974,19.974,0,0,0-2.413,1,3.2,3.2,0,0,1-3.683-.576l-1.566-1.57a.543.543,0,0,0-.767,0L10.248,15.6a.545.545,0,0,0,0,.769l1.566,1.57a3.216,3.216,0,0,1,.574,3.693,20.113,20.113,0,0,0-1,2.419A3.2,3.2,0,0,1,8.38,26.255H6.161a.543.543,0,0,0-.542.544v7.54a.543.543,0,0,0,.542.544H8.38a3.2,3.2,0,0,1,3.012,2.208,20.079,20.079,0,0,0,1,2.419,3.216,3.216,0,0,1-.574,3.693l-1.566,1.57a.545.545,0,0,0,0,.769l5.318,5.331a.543.543,0,0,0,.767,0l2.535-2.542a1.311,1.311,0,0,1,1.852,1.856l-2.535,2.542a3.159,3.159,0,0,1-4.471,0L8.4,47.4a3.178,3.178,0,0,1,0-4.482l1.566-1.57a.582.582,0,0,0,.075-.678,22.873,22.873,0,0,1-1.127-2.736.578.578,0,0,0-.531-.424H6.161A3.169,3.169,0,0,1,3,34.339V26.8A3.169,3.169,0,0,1,6.161,23.63H8.38a.578.578,0,0,0,.531-.424,22.908,22.908,0,0,1,1.127-2.736.582.582,0,0,0-.075-.678L8.4,18.222a3.178,3.178,0,0,1,0-4.482l5.318-5.331a3.159,3.159,0,0,1,4.471,0l1.566,1.57a.576.576,0,0,0,.675.076,22.751,22.751,0,0,1,2.73-1.129.579.579,0,0,0,.423-.532V6.169A3.169,3.169,0,0,1,26.74,3h7.52a3.169,3.169,0,0,1,3.163,3.169V8.393a.579.579,0,0,0,.423.532,22.715,22.715,0,0,1,2.729,1.129.578.578,0,0,0,.675-.076l1.567-1.57a3.232,3.232,0,0,1,4.471,0L52.6,13.74a3.18,3.18,0,0,1,0,4.482l-1.567,1.57a.582.582,0,0,0-.075.678,22.792,22.792,0,0,1,1.127,2.736.579.579,0,0,0,.531.424h2.219A3.169,3.169,0,0,1,58,26.8v7.54a3.169,3.169,0,0,1-3.161,3.169H52.62a.578.578,0,0,0-.531.426,22.947,22.947,0,0,1-1.127,2.735.582.582,0,0,0,.075.678L52.6,42.915a3.18,3.18,0,0,1,0,4.482l-5.317,5.331a3.137,3.137,0,0,1-2.235.928Z\" transform=\"translate(0 0)\" fill=\"#fff\"><\/path><path id=\"Path_1086\" data-name=\"Path 1086\" d=\"M25.165,32.463A5.676,5.676,0,0,1,21.138,30.8l-1.3-1.3a1.257,1.257,0,0,1,1.778-1.778l1.3,1.3a3.184,3.184,0,0,0,4.5,0l1.3-1.3A1.257,1.257,0,0,1,30.49,29.5l-1.3,1.3a5.677,5.677,0,0,1-4.027,1.665Z\" transform=\"translate(5.335 7.678)\" fill=\"#fff\"><\/path><path id=\"Path_1087\" data-name=\"Path 1087\" d=\"M33.1,46.648H23.249A3.693,3.693,0,0,1,19.437,43.1V40.2a1.118,1.118,0,0,0-.561-.9,14.581,14.581,0,0,1-6.627-14.665c1.163-6.738,7.051-11.9,14.339-12.57s14.146,3.319,16.7,9.714A14.462,14.462,0,0,1,37.467,39.3a1.105,1.105,0,0,0-.555.891V43.1A3.693,3.693,0,0,1,33.1,46.648ZM28.193,14.517a15.217,15.217,0,0,0-1.647.09,13.143,13.143,0,0,0-11.4,9.361,12.087,12.087,0,0,0,5.286,13.273,3.55,3.55,0,0,1,1.7,2.955v2.9a1.078,1.078,0,0,0,1.113,1.037H33.1A1.078,1.078,0,0,0,34.214,43.1V40.189a3.539,3.539,0,0,1,1.694-2.944,12.32,12.32,0,0,0,5.673-9.515A12.1,12.1,0,0,0,37.1,17.679a13.839,13.839,0,0,0-8.9-3.162Z\" transform=\"translate(2.325 4.458)\" fill=\"#fff\"><\/path><path id=\"Path_1088\" data-name=\"Path 1088\" d=\"M24.257,37.618A1.257,1.257,0,0,1,23,36.361V30.678a1.257,1.257,0,1,1,2.514,0v5.684a1.257,1.257,0,0,1-1.257,1.257Z\" transform=\"translate(6.243 8.439)\" fill=\"#fff\"><\/path><path id=\"Path_1089\" data-name=\"Path 1089\" d=\"M27.7,45.657H22.411A2.517,2.517,0,0,1,19.9,43.142V38.815a1.257,1.257,0,0,1,1.257-1.257h7.8a1.257,1.257,0,0,1,1.257,1.257v4.327A2.517,2.517,0,0,1,27.7,45.657Zm-5.289-5.584v3.07H27.7v-3.07Z\" transform=\"translate(5.445 11.034)\" fill=\"#fff\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInnovative AI-Powered Service \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur cutting-edge AI ecosystem, combined with financial expertise, delivers smarter, faster, and more reliable support for your financial needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bde0e elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_200 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"67bde0e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><defs><clipPath id=\"clip-path\"><path id=\"path2601\" d=\"M0-682.665H49.2v49.2H0Z\" transform=\"translate(0 682.665)\" fill=\"none\"><\/path><\/clipPath><\/defs><g id=\"Group_4190\" data-name=\"Group 4190\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><g id=\"g2595\" transform=\"translate(1326.4 1498.382)\"><g id=\"g2597\" transform=\"translate(0 -682.665)\"><g id=\"g2599\" clip-path=\"url(#clip-path)\"><g id=\"g2605\" transform=\"translate(1.441 1.441)\"><path id=\"path2607\" d=\"M-298.174-596.348a23.185,23.185,0,0,1-23.159-23.159,23.185,23.185,0,0,1,23.159-23.159,23.185,23.185,0,0,1,23.159,23.159A23.185,23.185,0,0,1-298.174-596.348Z\" transform=\"translate(321.333 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2609\" transform=\"translate(24.6 1.441)\"><path id=\"path2611\" d=\"M0-596.348c5.625,0,11.916-10.389,11.916-23.159S5.625-642.665,0-642.665\" transform=\"translate(0 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2613\" transform=\"translate(12.684 1.441)\"><path id=\"path2615\" d=\"M-153.417-596.348c-5.625,0-11.916-10.389-11.916-23.159s6.291-23.159,11.916-23.159\" transform=\"translate(165.333 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2617\" transform=\"translate(1.441 24.6)\"><path id=\"path2619\" d=\"M0,0H46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2621\" transform=\"translate(7.573 8.92)\"><path id=\"path2623\" d=\"M0,0A32.172,32.172,0,0,0,17.027,4.626,32.172,32.172,0,0,0,34.055,0\" transform=\"translate(0 0.003)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2625\" transform=\"translate(7.572 35.652)\"><path id=\"path2627\" d=\"M-438.472-59.59A32.172,32.172,0,0,0-455.5-64.219a32.172,32.172,0,0,0-17.028,4.628\" transform=\"translate(472.527 64.219)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2629\" transform=\"translate(24.6 1.441)\"><path id=\"path2631\" d=\"M0,0V46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGlobal Reach, Local Expertise\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06ce1b9 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"06ce1b9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4191\" data-name=\"Group 4191\" transform=\"translate(-1299 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1299 789.317)\" fill=\"#32b6fb\"><\/rect><g id=\"like_1_\" data-name=\"like (1)\" transform=\"translate(1295.271 813.32)\"><g id=\"Group_3749\" data-name=\"Group 3749\" transform=\"translate(31.2 9.797)\"><g id=\"Group_3748\" data-name=\"Group 3748\" transform=\"translate(0 0)\"><path id=\"Subtraction_1\" data-name=\"Subtraction 1\" d=\"M39.35,44H26.095a17.129,17.129,0,0,1-5.437-.884l-5.605-1.869-.078.162A4.571,4.571,0,0,1,10.873,44H1.381A1.382,1.382,0,0,1,0,42.62V14.143a1.381,1.381,0,0,1,1.38-1.38h9.492A4.522,4.522,0,0,1,15.1,15.642l.064.165.171-.041a11.063,11.063,0,0,0,5.653-4.187,19.748,19.748,0,0,0,3.506-7.084l.861-3.447A1.38,1.38,0,0,1,26.693,0h1.583A6.133,6.133,0,0,1,34.4,6.127V7.708a30.572,30.572,0,0,1-1.293,7.952l-.087.267h9.492A4.541,4.541,0,0,1,45.9,23.5l-.122.135.122.135a4.535,4.535,0,0,1,0,6.059l-.122.135.122.135a4.541,4.541,0,0,1-2.189,7.413l-.217.059.084.21A4.547,4.547,0,0,1,39.35,44ZM2.758,15.521V41.24h8.115a1.786,1.786,0,0,0,1.784-1.784V17.307a1.788,1.788,0,0,0-1.784-1.786ZM27.77,2.76l-.6,2.4a22.882,22.882,0,0,1-4.6,8.83,12.637,12.637,0,0,1-6.985,4.548l-.168.03V38.462L21.528,40.5a14.434,14.434,0,0,0,4.566.74H39.35a1.784,1.784,0,0,0,0-3.568,1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H26.693a1.38,1.38,0,1,1,0-2.76h3.36l.055-.117a25.26,25.26,0,0,0,1.533-8.1V6.127A3.37,3.37,0,0,0,28.276,2.76Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3751\" data-name=\"Group 3751\" transform=\"translate(37.439 43.882)\"><g id=\"Group_3750\" data-name=\"Group 3750\" transform=\"translate(0 0)\"><ellipse id=\"Ellipse_29\" data-name=\"Ellipse 29\" cx=\"1.424\" cy=\"1.898\" rx=\"1.424\" ry=\"1.898\" transform=\"translate(0.203 0.203)\" fill=\"#fff\"><\/ellipse><path id=\"Ellipse_29_-_Outline\" data-name=\"Ellipse 29 - Outline\" d=\"M1.426-.2A1.912,1.912,0,0,1,3.053,1.9,1.912,1.912,0,0,1,1.426,4,1.912,1.912,0,0,1-.2,1.9,1.912,1.912,0,0,1,1.426-.2Zm0,3.8c.673,0,1.221-.761,1.221-1.7S2.1.205,1.426.205.205.966.205,1.9.753,3.6,1.426,3.6Z\" transform=\"translate(0.2 0.2)\" fill=\"#32b6fb\"><\/path><\/g><\/g><g id=\"Group_3753\" data-name=\"Group 3753\" transform=\"translate(59.677 0.199)\"><g id=\"Group_3752\" data-name=\"Group 3752\" transform=\"translate(0)\"><path id=\"Subtraction_3\" data-name=\"Subtraction 3\" d=\"M1.379,6.029A1.38,1.38,0,0,1,0,4.65V1.38a1.379,1.379,0,1,1,2.759,0V4.65A1.381,1.381,0,0,1,1.379,6.029Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3755\" data-name=\"Group 3755\" transform=\"translate(49.609 4.476)\"><g id=\"Group_3754\" data-name=\"Group 3754\" transform=\"translate(0 0)\"><path id=\"Subtraction_4\" data-name=\"Subtraction 4\" d=\"M3.617,5a1.375,1.375,0,0,1-.976-.405L.405,2.356A1.38,1.38,0,0,1,2.355.4L4.592,2.642A1.38,1.38,0,0,1,3.617,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3757\" data-name=\"Group 3757\" transform=\"translate(67.509 4.475)\"><g id=\"Group_3756\" data-name=\"Group 3756\" transform=\"translate(0 0)\"><path id=\"Subtraction_2\" data-name=\"Subtraction 2\" d=\"M1.379,5A1.38,1.38,0,0,1,.4,2.642L2.64.406A1.382,1.382,0,0,1,5,1.381a1.36,1.36,0,0,1-.407.975L2.353,4.594A1.373,1.373,0,0,1,1.379,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tExpert Recommendations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe identify the most suitable banks based on your business profile while managing the entire financing process from documentation to bank follow-ups. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac678f elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1ac678f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4203\" data-name=\"Group 4203\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><path id=\"diamond\" d=\"M48.733,15.292,41.948,6.579A2.7,2.7,0,0,0,39.789,5.5H9.566A2.85,2.85,0,0,0,7.33,6.579L.622,15.292A2.685,2.685,0,0,0,.7,18.761L17.507,39.193a1.422,1.422,0,0,0,2.159-1.85L3.937,18.376H15.657l7.4,26.908c0,.077,0,.077.077.154a1.261,1.261,0,0,0,1.079.848h.463a2.869,2.869,0,0,0,2.159-1l21.9-26.6a2.579,2.579,0,0,0,0-3.392ZM24.678,9.2c1.542,2,3.547,4.626,5.012,6.4H19.666Zm-7.864,5.551L11.8,8.353H21.825Zm28.6,3.624L27.762,39.81l5.86-21.434Zm.077-2.776H33.236c-1-1.311-3.624-4.626-5.705-7.325h10.1l-2.93,3.7a1.357,1.357,0,0,0,.231,1.928,1.159,1.159,0,0,0,.848.308,1.25,1.25,0,0,0,1.079-.54l3.547-4.549ZM8.872,9.2l5.012,6.4H3.86Zm21.9,9.175L24.678,40.5,18.587,18.376Z\" transform=\"translate(1326.305 814.875)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeamless Approvals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b350bf5 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"b350bf5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b79cf63 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"b79cf63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c08a8f elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c08a8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">More About SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc66e8 elementor-widget elementor-widget-xts_title\" data-id=\"8dc66e8\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tDetails You Must Know\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43946b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"43946b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c9ddb8 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"0c9ddb8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d806d92 elementor-widget elementor-widget-xts_title\" data-id=\"d806d92\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tFinancing Features\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6a7f0e elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a6a7f0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">RM300,000 - RM20  million financing amount.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compliance driven process in line with Bank Negara Malaysia guidelines.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Competitive interest rates between 2% and 5% flat rate.\u00a0<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No collateral required. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dedicated consultants to guide and support businesses with the end-to-end financing application process. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d18842e xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d18842e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><em>*All financing terms are subject to bank approval and company profile.<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7fafd20 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7fafd20\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307937d elementor-widget elementor-widget-xts_title\" data-id=\"307937d\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEligibility Requirements \t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5634543 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5634543\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Must be a Malaysian owned-businesses; Sole Proprietorship, Partnership, or Sdn. Bhd. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Business owner or director aged 21 years and above.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minimum 3 years of business operations. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Latest audited financial report and accounts must reflect a profitable business. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Annual company turnover must be RM2 million or above. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bc7f86 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"2bc7f86\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-036ee72\" data-id=\"036ee72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7257b8b xts-animation-short-in-up xts-animation-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"7257b8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25c8e6a\" data-id=\"25c8e6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80d7ada elementor-align-left elementor-mobile-align-center elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"80d7ada\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Steps to Apply for SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-573edfe xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"573edfe\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tStart Your Business Journey With Us Now\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-050c749 elementor-widget elementor-widget-xts_button\" data-id=\"050c749\" data-element_type=\"widget\" data-widget_type=\"xts_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-button-wrapper xts-textalign-left\" >\n\t\t\t\t\t\t\t\t\t<a class=\"xts-button xts-size-m xts-style-default xts-color-custom xts-shape-round xts-icon-pos-right xts-icon-style-default\"  href=\"https:\/\/wa.ibpo.com.my\/?r=wb\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"xts-button-text\" data-elementor-setting-key=\"button_text\">\n\t\t\t\t\t\t\tApply for SME Loan\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"xts-button-icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-arrow-right\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9229f68\" data-id=\"9229f68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e62c2c4 services-line xts-animation-short-in-up xts-animation-slow xts_delay_200 e-transform elementor-widget elementor-widget-xts_timeline\" data-id=\"e62c2c4\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_laptop&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"xts_timeline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-timeline\">\n\t\t\t\t<div class=\"xts-timeline-line xts-fill\">\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-start\"><\/span>\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-end\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-12.svg\" class=\"attachment-full size-full wp-image-1447\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.0.first_subtitle\">\n\t\t\t\t\t01\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.0.first_title\">\n\t\t\t\t\tSubmit your request\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/09\/Submit-.svg\" class=\"attachment-full size-full wp-image-8020\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.1.first_subtitle\">\n\t\t\t\t\t02\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.1.first_title\">\n\t\t\t\t\tGet an in-house pre-qualification\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-11.svg\" class=\"attachment-full size-full wp-image-1450\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.2.first_subtitle\">\n\t\t\t\t\t03\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.2.first_title\">\n\t\t\t\t\tConsultation and <br> submit documentation\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-13.svg\" class=\"attachment-full size-full wp-image-1448\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.3.first_subtitle\">\n\t\t\t\t\t04\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.3.first_title\">\n\t\t\t\t\tApproval\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2de905c2 xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-content-top animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"2de905c2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50f52f3c\" data-id=\"50f52f3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-32809311 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"32809311\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-783d5c5d\" data-id=\"783d5c5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1521dbec elementor-align-left elementor-tablet-align-left cta-btn-1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1521dbec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/web.ibpo.com.my\/login?redirect=\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"49\" viewBox=\"0 0 49 49\"><g id=\"Group_3562\" data-name=\"Group 3562\" transform=\"translate(-997.938 -641.277)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"49\" height=\"49\" rx=\"24.5\" transform=\"translate(997.938 641.277)\" fill=\"#ffde39\"><\/rect><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(1015.358 659.716)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_888\" data-name=\"Path 888\" d=\"M0,7.516l7.361-.155L7.516,0\" transform=\"translate(4.759 5.314) rotate(-45)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3761.65,95h15.075\" transform=\"translate(-3761.65 -89.686)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-width=\"2\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Apply Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-488bd377 xts-textalign-left xts-scheme-inherit elementor-widget elementor-widget-text-editor\" data-id=\"488bd377\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Get started with fusion financing now.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19160f8 elementor-widget elementor-widget-html\" data-id=\"19160f8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n    \n    .cta-btn-1 ul.elementor-icon-list-items>li:nth-child(1) a {\n    display: flex;\n    flex-direction: row-reverse;\n    justify-content: flex-end;\n    }\n    .cta-btn-1 li.elementor-icon-list-item span.elementor-icon-list-icon {margin-left: 1%;\n}\n.elementor-294 .elementor-element.elementor-element-66a91d4 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child) {\n    \/* padding-bottom: calc(0px\/1); *\/\n    margin-bottom: -1em;\n}\n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c8d65b0\" data-id=\"5c8d65b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46cfe61f elementor-widget elementor-widget-image\" data-id=\"46cfe61f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"691\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png\" class=\"attachment-full size-full wp-image-1621\" alt=\"Apply Now\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png 864w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-300x240.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-768x614.png 768w\" sizes=\"(max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financing Solutions for Your Business SME Loan What is SME Loan Turn Your Business Goals into Reality Every successful business starts with a vision, but growth takes action. Don&#8217;t let limited cash flow hold your business back from reaching its full potential. Whether you&#8217;re expanding operations, increasing inventory, upgrading equipment, or scaling to the next [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payday Financing by IBPO Group<\/title>\n<meta name=\"description\" content=\"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpo.com.my\/bm\/sme-loan\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payday Financing by IBPO Group\" \/>\n<meta property=\"og:description\" content=\"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpo.com.my\/bm\/sme-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPO\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-05T09:28:41+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/\",\"url\":\"https:\/\/www.ibpo.com.my\/sme-loan\/\",\"name\":\"Payday Financing by IBPO Group\",\"isPartOf\":{\"@id\":\"https:\/\/www.ibpo.com.my\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\",\"datePublished\":\"2026-08-05T03:28:12+00:00\",\"dateModified\":\"2026-08-05T09:28:41+00:00\",\"description\":\"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/#breadcrumb\"},\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ibpo.com.my\/sme-loan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage\",\"url\":\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\",\"contentUrl\":\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ibpo.com.my\/sme-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.ibpo.com.my\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SME Loan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ibpo.com.my\/#website\",\"url\":\"https:\/\/www.ibpo.com.my\/\",\"name\":\"IBPO\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ibpo.com.my\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ms-MY\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pembiayaan Hari Gaji oleh IBPO Group","description":"Kami faham keadaan boleh menjadi sukar pada hujung bulan, sementara menunggu gaji anda. Sama ada ia bil yang tidak dijangka, barangan keperluan bulanan, atau komitmen mendesak, Pembiayaan Hari Gaji kami memberikan anda wang tunai tanpa faedah dengan pantas apabila anda paling memerlukannya.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ibpo.com.my\/bm\/sme-loan\/","og_locale":"ms_MY","og_type":"article","og_title":"Payday Financing by IBPO Group","og_description":"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.","og_url":"https:\/\/www.ibpo.com.my\/bm\/sme-loan\/","og_site_name":"IBPO","article_modified_time":"2026-08-05T09:28:41+00:00","og_image":[{"url":"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ibpo.com.my\/sme-loan\/","url":"https:\/\/www.ibpo.com.my\/sme-loan\/","name":"Pembiayaan Hari Gaji oleh IBPO Group","isPartOf":{"@id":"https:\/\/www.ibpo.com.my\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage"},"image":{"@id":"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage"},"thumbnailUrl":"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png","datePublished":"2026-08-05T03:28:12+00:00","dateModified":"2026-08-05T09:28:41+00:00","description":"Kami faham keadaan boleh menjadi sukar pada hujung bulan, sementara menunggu gaji anda. Sama ada ia bil yang tidak dijangka, barangan keperluan bulanan, atau komitmen mendesak, Pembiayaan Hari Gaji kami memberikan anda wang tunai tanpa faedah dengan pantas apabila anda paling memerlukannya.","breadcrumb":{"@id":"https:\/\/www.ibpo.com.my\/sme-loan\/#breadcrumb"},"inLanguage":"ms-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ibpo.com.my\/sme-loan\/"]}]},{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.ibpo.com.my\/sme-loan\/#primaryimage","url":"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png","contentUrl":"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.ibpo.com.my\/sme-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ibpo.com.my\/"},{"@type":"ListItem","position":2,"name":"SME Loan"}]},{"@type":"WebSite","@id":"https:\/\/www.ibpo.com.my\/#website","url":"https:\/\/www.ibpo.com.my\/","name":"IBPO","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ibpo.com.my\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ms-MY"}]}},"_links":{"self":[{"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/pages\/9967"}],"collection":[{"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/comments?post=9967"}],"version-history":[{"count":12,"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/pages\/9967\/revisions"}],"predecessor-version":[{"id":10011,"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/pages\/9967\/revisions\/10011"}],"wp:attachment":[{"href":"https:\/\/www.ibpo.com.my\/bm\/wp-json\/wp\/v2\/media?parent=9967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}