{"id":3374,"date":"2021-07-02T09:53:09","date_gmt":"2021-07-02T09:53:09","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?p=3374"},"modified":"2024-12-03T03:08:57","modified_gmt":"2024-12-03T03:08:57","slug":"pembiayaan-peribadi-dikuasakan-oleh-ctos","status":"publish","type":"post","link":"https:\/\/www.ibpo.com.my\/bm\/i-personal-financing-powered-by-ctos\/","title":{"rendered":"i-Pembiayaan Peribadi, Dikuasakan oleh CTOS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3374\" class=\"elementor elementor-3374\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4d05d6 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"a4d05d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87a8765\" data-id=\"87a8765\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-478022c elementor-widget elementor-widget-html\" data-id=\"478022c\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t[xts_html_block id=\"3506\"]\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-86c14ad elementor-section-full_width elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"86c14ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c446df\" data-id=\"5c446df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1e5a17 elementor-widget elementor-widget-shortcode\" data-id=\"a1e5a17\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t<div class=\"ibpo-articles xts-single-post-header\">\r\n\t\t<div class=\"xts-post-meta\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"xts-post-categories\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<a  class=\"xts-post-category\" href=\"https:\/\/www.ibpo.com.my\/bm\/category\/press-releases\/2021\/\" rel=\"category tag\">\n\t\t\t\t\t\t2021\t\t\t\t\t<\/a>\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<a  class=\"xts-post-category\" href=\"https:\/\/www.ibpo.com.my\/bm\/category\/press-releases\/\" rel=\"category tag\">\n\t\t\t\t\t\tPress Releases\t\t\t\t\t<\/a>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"xts-post-date\">\n\t\t\t\t\t\t\t<time class=\"published\" datetime=\"2021-07-02T09:53:09+00:00\">\n\t\t\t\t\t2 Julai 2021\t\t\t\t<\/time>\n\t\t\t\t<time class=\"updated\" datetime=\"2024-12-03T03:08:57+00:00\">\n\t\t\t\t\t3 Disember 2024\t\t\t\t<\/time>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\r\n\r\n\t<\/div>\r\n\r\n\t\t\t<h1 class=\"ibpo-articles xts-post-title xts-entities-title\">\r\n\t\t\t\ti-Personal Financing, Powered by CTOS\t\t\t\t<\/h1>\r\n\t\t\r\n\r\n\r\n\t\r\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60bed14 xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"60bed14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><p><strong>Kuala Lumpur, 2021 \u2013<em>\u00a0<i>With the integration of eKYC by CTOS, IBPO\u2019s i-Personal Financing is now more accessible and easy to apply.<\/i><\/em><\/strong><\/p><p>Along with our\u00a0official partners at CTOS,\u00a0<em>IBPO Group Berhad<\/em>\u00a0is carrying forward the\u00a0<strong>newly revamped i-Personal Financing<\/strong>\u00a0product.\u00a0<\/p><p>Now equipped with the\u00a0eKYC Customer Verification System by CTOS, applying for personal financing\u00a0<strong>can be done with just a smartphone or a laptop<\/strong>. All you need to do is submit your basic information, snap a photo of your NRIC (front and back,) and take a selfie of yourself.\u00a0<\/p><p>The eKYC system will do the rest and confirm your identity on the spot.\u00a0<\/p><p>On top of that, i-Personal Financing still boasts\u00a0<strong>exclusive features<\/strong>\u00a0granted by our partnerships with various banks, making it one of the\u00a0<strong>most affordable and attractive financing options<\/strong>\u00a0in the market.\u00a0<\/p><h2><b>Exclusively Low Interest Rates<\/b><\/h2><p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-8351 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/1.jpg 1800w\" alt=\"Exclusively Low Interest Rate of 3.88% p.a.\" width=\"1024\" height=\"370\" \/><\/p><p>Our\u00a0<strong>exclusive partnership deals<\/strong>\u00a0with a number of globally recognised banks grant us access to\u00a0<strong>low interest rates not found elsewhere<\/strong>. Clients have been known to\u00a0<strong>successfully obtain financing at just a 3.88% p.a.<\/strong>\u00a0interest rate.<\/p><h2><b>High Approval Rate<\/b><\/h2><p><img decoding=\"async\" class=\"alignnone wp-image-8352 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/2.jpg 1800w\" alt=\"High Approval Rate of 72%\" width=\"1024\" height=\"370\" \/><\/p><p>Our record for\u00a0<strong>bank approval is upwards of 72%<\/strong>. Clients can be\u00a0<strong>reasonably assured<\/strong>\u00a0and\u00a0<strong>confident of a successful case<\/strong>\u00a0with the help of our negotiators and in-house experts.\u00a0<\/p><h2><b>In-house Loan Recommendation System<\/b><\/h2><p><img decoding=\"async\" class=\"alignnone wp-image-8355 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/5.jpg 1800w\" alt=\"In-house Loan Recommendation System\" width=\"1024\" height=\"370\" \/><\/p><p>We utilise our\u00a0<strong>in-house loan recommendation system<\/strong>, as boosted by\u00a0<strong>credit reports by CTOS<\/strong>, to\u00a0<strong>recommend<\/strong>\u00a0and\u00a0<strong>match each client to loan options<\/strong>\u00a0that best match their needs and profiles.<\/p><h2><b>Double the Loan Eligibility Amount<\/b><\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8353 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/3.jpg 1800w\" alt=\"Double The Loan Eligibility Amount\" width=\"1024\" height=\"370\" \/><\/p><p>With our expert negotiators, we can help clients\u00a0<strong>double their loan eligibility amount<\/strong>, and secure deals that are worth more.\u00a0<\/p><h2><b>Fast Lane Approval<\/b><\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8354 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/4.jpg 1800w\" alt=\"Fast Lane Approval\" width=\"1024\" height=\"370\" \/><\/p><p>With our status as\u00a0<strong>official partners with various banks<\/strong>, we are in the position of\u00a0<strong>securing bank approvals much faster<\/strong>\u00a0than usual. No more long and anxious waits to find out if your application has been approved.<\/p><h2><b>Financial Advisory Service<\/b><\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8356 size-large\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-1024x370.jpg\" sizes=\"(max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-1024x370.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-300x109.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-768x278.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-1536x556.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-260x94.jpg 260w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-50x18.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-150x54.jpg 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-1200x434.jpg 1200w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-750x271.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6-1140x412.jpg 1140w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/6.jpg 1800w\" alt=\"Financial Advisory Service\" width=\"1024\" height=\"370\" \/><\/p><p>The i-Personal Financing product\u00a0<strong>comes complete with financial advisory services<\/strong>\u00a0from one of our expert consultants on how to\u00a0<em>manage your loan amount<\/em>,\u00a0<em>better repayment methods<\/em>, and\u00a0<em>other matters<\/em>\u00a0regarding your finances.<\/p><h3><strong>Are you interested in IBPO\u2019s i-Personal Financing?<\/strong><\/h3><p><strong><a href=\"https:\/\/product.ibpo.com.my\/en\/i-personal-financing\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8365 size-medium\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-300x190.jpg\" sizes=\"(max-width: 300px) 100vw, 300px\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-300x190.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-768x487.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-230x146.jpg 230w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-50x32.jpg 50w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-118x75.jpg 118w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A-750x476.jpg 750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2021\/07\/C2A.jpg 990w\" alt=\"Obtain the Best Financing Deal Today\" width=\"300\" height=\"190\" \/><\/a><\/strong><\/p><p><strong>Click to find out more about the\u00a0<a href=\"https:\/\/product.ibpo.com.my\/en\/i-personal-financing\/\">IBPO\u2019s i-Personal Financing<\/a>.<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>[xts_html_block id=&#8221;3506&#8243;] Kuala Lumpur, 2021 \u2013\u00a0With the integration of eKYC by CTOS, IBPO\u2019s i-Personal Financing is now more accessible and easy to apply. Along with our\u00a0official partners at CTOS,\u00a0IBPO Group Berhad\u00a0is carrying forward the\u00a0newly revamped i-Personal Financing\u00a0product.\u00a0 Now equipped with the\u00a0eKYC Customer Verification System by CTOS, applying for personal financing\u00a0can be done with just a [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":3375,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48,18],"tags":[40,46,33],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>i-Personal Financing, Powered by CTOS - IBPO Group<\/title>\n<meta name=\"description\" content=\"IBPO Group\u2019s i-Personal Financing is now more accessible and easy to apply with the integration of eKYC by CTOS. 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