{"id":8801,"date":"2025-11-28T02:19:45","date_gmt":"2025-11-28T02:19:45","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?p=8801"},"modified":"2026-06-15T08:16:38","modified_gmt":"2026-06-15T08:16:38","slug":"cara-dapat-rebat-tunai-memendekkan-pinjaman-rumah-anda-sebanyak-10-tahun","status":"publish","type":"post","link":"https:\/\/www.ibpo.com.my\/bm\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/","title":{"rendered":"Cara Dapatkan Rebat Tunai &amp; Pecamkan Tempoh Pinjaman Rumah Anda Selama 10 Tahun"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8801\" class=\"elementor elementor-8801\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a0cd965 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"6a0cd965\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b27d7\" data-id=\"4b27d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-242ca847 elementor-widget-laptop__width-initial xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"242ca847\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>[xts_html_block id=&#8221;3506&#8243;]<br \/>\t<div class=\"ibpo-articles xts-single-post-header\">\r\n\t\t<div class=\"xts-post-meta\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"xts-post-categories\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<a  class=\"xts-post-category\" href=\"https:\/\/www.ibpo.com.my\/bm\/category\/articles\/\" rel=\"category tag\">\n\t\t\t\t\t\tArticles\t\t\t\t\t<\/a>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"xts-post-date\">\n\t\t\t\t\t\t\t<time class=\"published\" datetime=\"2025-11-28T02:19:45+00:00\">\n\t\t\t\t\t28 November 2025\t\t\t\t<\/time>\n\t\t\t\t<time class=\"updated\" datetime=\"2026-06-15T08:16:38+00:00\">\n\t\t\t\t\t15 Jun 2026\t\t\t\t<\/time>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\r\n\r\n\t<\/div>\r\n\r\n\t\t\t<h1 class=\"ibpo-articles xts-post-title xts-entities-title\">\r\n\t\t\t\tHow to Get Cash Rebates &#038; Shorten Your Home Loan By 10 Years\t\t\t\t<\/h1>\r\n\t\t\r\n\r\n\r\n\t\r\n<\/p><p><b><span data-contrast=\"auto\">If you\u2019re reading this, you\u2019re probably paying for a house and looking for ways to <a href=\"https:\/\/refinance.ibpo.com.my\/\">shorten your home loan<\/a> so you can save money!<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">You are NOT alone. Most of us take on long house loans, some stretching up to 35 years, without realising how much extra interest they end up paying over time. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">For example, if you have a house loan of RM500,000 home loan with 4% interest over 35 years, you could end up paying <\/span><b><span data-contrast=\"auto\">around RM310,000 in interest alone<\/span><\/b><span data-contrast=\"auto\"> \u2013 that&#8217;s more than half the original loan amount!\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-8804\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-scaled.jpg 2560w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-300x200.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-1024x683.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-768x512.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-1536x1024.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-2-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p><span data-contrast=\"auto\">But here\u2019s the good news: with the right financial solution, you don\u2019t have to be stuck with a decades-long mortgage. You can save thousands on interest and even shorten your loan tenure by up to 10 years, all without increasing your monthly instalments.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50 <\/span><b><span data-contrast=\"auto\">You may even get up to<a href=\"https:\/\/refinance.ibpo.com.my\/\"> RM 50,000 cash rebates<\/a>!\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><h3>\u00a0<\/h3><h3><b><span data-contrast=\"auto\">What Is Home Loan Refinancing (And Why You Should Consider It)<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><img decoding=\"async\" class=\"alignnone size-full wp-image-8807\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-scaled.jpg 2560w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-300x200.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-1024x683.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-768x512.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-1536x1024.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Visual-3-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p><span data-contrast=\"auto\">Home loan refinancing simply means switching your existing home loan to a new one with better loan terms such as a lower interest rate, shorter tenure, or extra cash flexibility.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Refinancing can help you:\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0fc\" data-font=\"Wingdings\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0fc&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Lower your monthly payments with better interest rates\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0fc\" data-font=\"Wingdings\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0fc&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reduce total interest paid overtime<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0fc\" data-font=\"Wingdings\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0fc&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Shorten your loan tenure<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0fc\" data-font=\"Wingdings\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0fc&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Consolidate debts from multiple loans into one easier payment<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0fc\" data-font=\"Wingdings\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0fc&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increase your financial health i.e. credit score <\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><p>\u00a0<\/p><p><b><span data-contrast=\"auto\">Refinancing Gives You a Fresh Start on Your Finances<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Done right, refinancing can help you save BIG. Not just on interest, but on time too!<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><h3>\u00a0<\/h3><h3><strong><span class=\"TextRun SCXW267438899 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW267438899 BCX0\">Save More with IBPO\u2019s Nak Cashback <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW267438899 BCX0\">i<\/span><span class=\"NormalTextRun SCXW267438899 BCX0\">-Refinancing Campaign<\/span><span class=\"NormalTextRun SCXW267438899 BCX0\">\u00a0<\/span><\/span><span class=\"EOP SCXW267438899 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/strong><\/h3><p><a href=\"https:\/\/refinance.ibpo.com.my\/\"><img decoding=\"async\" class=\"size-full wp-image-8809 aligncenter\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1993\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-scaled.jpg 2560w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-300x234.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-1024x797.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-768x598.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-1536x1196.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_1-2048x1595.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/a><\/p><p><b><span data-contrast=\"auto\">Ready to save more and pay off your house faster?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Join the<a href=\"https:\/\/refinance.ibpo.com.my\/\"> Nak Cashback i-Refinancing Campaign<\/a> today and get rewarded for being smart with your home. <\/span><b><span data-contrast=\"auto\">Earn cash rebates of up to RM 50,000*!\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\ud83d\udcc5 Campaign period: 1 Nov 2025 \u2013 31 Jan 2026<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\ud83d\udd17 Check out our campaign here:<a href=\"https:\/\/refinance.ibpo.com.my\/\"> https:\/\/refinance.ibpo.com.my\/<\/a>\u00a0\u00a0<\/span><\/p><p><i>*Based on your financial profile.<\/i>\u00a0<\/p><h3><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><h3><b><span data-contrast=\"auto\">What Makes i-Refinancing Different?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">At IBPO, we believe financial services should make your life easier, not more complicated. Our i-Refinancing program helps homeowners refinance smarter by using AI insights to produce intelligent, data-driven financial solutions.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">Assisting You from Bank Loan Application to Bank Disbursement<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Our expert financial consultants will support you every step of the way, from checking your loan eligibility and credit score to preparing your refinancing documents and coordinating directly with banks with the best rates until your loan is successfully disbursed.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><b><span data-contrast=\"auto\">How i-Refinancing Makes a Big Impact with Little Effort<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><span data-contrast=\"auto\">\ud83d\udca1 With i-Refinancing, you can:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Clear off existing debts such as credit cards or personal loans.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Focus on one affordable monthly house loan.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Shorten your loan tenure by up to 10 years.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Enjoy savings on commitments by up to 70%.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Extra cash in hand for emergencies, business cash flow, home renovations, or family needs.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Get up to RM50,000 cashback towards your loan repayment.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li><\/ul><p><b><span data-contrast=\"auto\">There are no commitments or hidden fees!<\/span><\/b><span data-contrast=\"auto\"> Just a <\/span><a href=\"https:\/\/refinance.ibpo.com.my\/\"><b><span data-contrast=\"auto\">FREE Consultation <\/span><\/b><\/a><span data-contrast=\"auto\">with our friendly expert financial consultants to see how much you could save.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559685&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/refinance.ibpo.com.my\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8808 size-full\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"484\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-scaled.jpg 2560w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-300x57.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-1024x194.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-768x145.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-1536x291.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Dec_Nakcashback_2-2048x388.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3ada20 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"a3ada20\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa88632\" data-id=\"aa88632\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>[xts_html_block id=&#8221;3506&#8243;] If you\u2019re reading this, you\u2019re probably paying for a house and looking for ways to shorten your home loan so you can save money!\u00a0 You are NOT alone. Most of us take on long house loans, some stretching up to 35 years, without realising how much extra interest they end up paying over [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":8806,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Get Cash Rebates &amp; Shorten Your Home Loan By 10 Years<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpo.com.my\/bm\/cara-dapat-rebat-tunai-memendekkan-pinjaman-rumah-anda-sebanyak-10-tahun\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Get Cash Rebates &amp; Shorten Your Home Loan By 10 Years\" \/>\n<meta property=\"og:description\" content=\"[xts_html_block id=&#8221;3506&#8243;] If you\u2019re reading this, you\u2019re probably paying for a house and looking for ways to shorten your home loan so you can save money!\u00a0 You are NOT alone. Most of us take on long house loans, some stretching up to 35 years, without realising how much extra interest they end up paying over [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ibpo.com.my\/bm\/cara-dapat-rebat-tunai-memendekkan-pinjaman-rumah-anda-sebanyak-10-tahun\/\" \/>\n<meta property=\"og:site_name\" content=\"IBPO\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-28T02:19:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-15T08:16:38+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Cover-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"graceAdmin@0\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"graceAdmin@0\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/\",\"url\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/\",\"name\":\"How to Get Cash Rebates & Shorten Your Home Loan By 10 Years\",\"isPartOf\":{\"@id\":\"https:\/\/www.ibpo.com.my\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Cover-scaled.jpg\",\"datePublished\":\"2025-11-28T02:19:45+00:00\",\"dateModified\":\"2026-06-15T08:16:38+00:00\",\"author\":{\"@id\":\"https:\/\/www.ibpo.com.my\/#\/schema\/person\/70808909ea638da9182a5d2edd6f15a0\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/#breadcrumb\"},\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/#primaryimage\",\"url\":\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Cover-scaled.jpg\",\"contentUrl\":\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/How-to-Get-Cash-Rebates-Shorten-Your-Home-Loan-By-10-Years-Cover-scaled.jpg\",\"width\":2560,\"height\":1440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ibpo.com.my\/how-to-get-cash-rebates-shorten-your-home-loan-by-10-years\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.ibpo.com.my\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Get Cash Rebates &#038; 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