{"id":9979,"date":"2026-08-05T06:43:37","date_gmt":"2026-08-05T06:43:37","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?p=9979"},"modified":"2026-08-05T07:23:12","modified_gmt":"2026-08-05T07:23:12","slug":"financial-merdeka-campaign-refinance-and-enjoy-cash-rebates-lucky-draws-more","status":"publish","type":"post","link":"https:\/\/www.ibpo.com.my\/bm\/financial-merdeka-campaign-refinance-and-enjoy-cash-rebates-lucky-draws-more\/","title":{"rendered":"Financial Merdeka Campaign: Refinance and Enjoy Cash Rebates, Lucky Draws &#038; More"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9979\" class=\"elementor elementor-9979\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a0cd965 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"6a0cd965\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b27d7\" data-id=\"4b27d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-242ca847 xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"242ca847\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>[xts_html_block id=&#8221;3506&#8243;]<br \/>\t<div class=\"ibpo-articles xts-single-post-header\">\r\n\t\t<div class=\"xts-post-meta\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"xts-post-categories\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<a  class=\"xts-post-category\" href=\"https:\/\/www.ibpo.com.my\/bm\/category\/articles\/\" rel=\"category tag\">\n\t\t\t\t\t\tArticles\t\t\t\t\t<\/a>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"xts-post-date\">\n\t\t\t\t\t\t\t<time class=\"published\" datetime=\"2026-08-05T06:43:37+00:00\">\n\t\t\t\t\t5 Ogos 2026\t\t\t\t<\/time>\n\t\t\t\t<time class=\"updated\" datetime=\"2026-08-05T07:23:12+00:00\">\n\t\t\t\t\t5 Ogos 2026\t\t\t\t<\/time>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\r\n\r\n\t<\/div>\r\n\r\n\t\t\t<h1 class=\"ibpo-articles xts-post-title xts-entities-title\">\r\n\t\t\t\tFinancial Merdeka Campaign: Refinance and Enjoy Cash Rebates, Lucky Draws &#038; More\t\t\t\t<\/h1>\r\n\t\t\r\n\r\n\r\n\t\r\n<\/p><p><span data-contrast=\"auto\">Merdeka is\u00a0all about celebrating\u00a0freedom.\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">And as one of the\u00a0leading\u00a0financial service\u00a0providers\u00a0in Malaysia,\u00a0we\u2019re\u00a0all about\u00a0empowering\u00a0our\u00a0nation\u2019s\u00a0financial freedom.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">But did you know?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">More than half of Malaysians have less than RM10,000 in emergency savings!<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">While financial commitments are a part of everyday life, making smarter financial decisions today can help you build greater confidence and stability for tomorrow.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><h3><a href=\"https:\/\/financialmerdeka.ibpo.com.my\/\"><b><span data-contrast=\"auto\">Financial Merdeka\u00a0i-Refinancing Campaign\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/a><\/h3><p><span data-contrast=\"auto\">If\u00a0you&#8217;ve\u00a0owned your home for more than five years, now could be the perfect time to refinancing your house loan. Through mortgage loan refinancing, you may be able to improve your cash flow, lower your monthly repayments,\u00a0consolidate\u00a0existing loans and debts, shorten your house loan tenure, and even enjoy attractive cash rebates!\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><i><span data-contrast=\"auto\">Campaign period:\u00a01 August to 30 September 2026<\/span><\/i><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><b><span data-contrast=\"auto\">Don\u2019t\u00a0Miss These Exciting Perks\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50 Cash rebates of up to RM50,000<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50 Shorten loan tenures of up to 10 years\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50\u00a0Lower monthly commitments of up to 70%\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50 Get cash in hand\u00a0for any emergencies or personal use<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50 No upfront payment\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><h3><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h3><h3><b><span data-contrast=\"auto\">Stand a Chance to Win RM200 Touch &#8216;n Go\u00a0Reload PIN<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3><p><a href=\"https:\/\/api.whatsapp.com\/send?phone=60165882928&amp;text=Hi%2C%20I%20would%20like%20to%20know%20more%20about%20the%20Financial%20Merdeka%20i-Refinancing%20Campaign.%0APress%20%3CSEND%3E%20to%20begin.%0A%0A(ref%3A%20FinancialMerdekaCampaign)\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-9984 size-large\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-875x1024.png\" alt=\"\" width=\"875\" height=\"1024\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-875x1024.png 875w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-256x300.png 256w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-768x899.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-1312x1536.png 1312w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-1750x2048.png 1750w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner-10x12.png 10w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_FinancialMerdeka_popupbanner.png 1996w\" sizes=\"(max-width: 875px) 100vw, 875px\" \/><\/a><span style=\"font-size: 21px;\" data-contrast=\"auto\">There&#8217;s\u00a0more to look forward to this Merdeka! Simply refinance with IBPO during the campaign period and\u00a0you&#8217;ll\u00a0stand a chance to win RM200 Touch &#8216;n Go Reload PINs through our lucky draw.\u00a0<\/span><span style=\"font-size: 21px;\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><h3><b><span data-contrast=\"auto\">Find\u00a0Out\u00a0How Healthy Are Your Finances<\/span><\/b><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\"><a href=\"https:\/\/www.ibpo.com.my\/financial-merdeka-campaign-refinance-and-enjoy-cash-rebates-lucky-draws-more\/\">Check\u00a0Your Financial\u00a0Freedom Score!<\/a>\u00a0<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">So, when was the last time you really checked in on your finances? Take our quick quiz to discover your Financial Freedom Score and find out if\u00a0you&#8217;re\u00a0on the right track or if\u00a0it&#8217;s\u00a0time for a financial reset.<\/span><span data-ccp-props=\"{&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/financialmerdeka.ibpo.com.my\/\"><img decoding=\"async\" class=\"alignnone wp-image-9985 size-full\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-scaled.jpg\" alt=\"\" width=\"2560\" height=\"912\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-scaled.jpg 2560w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-300x107.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-1024x365.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-768x274.jpg 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-1536x547.jpg 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-2048x730.jpg 2048w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPO_FinancialMerdekaQuiz-18x6.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/a><\/p><p>\u00a0<\/p><h3><b><span data-contrast=\"auto\">Claim Your\u00a0<\/span><\/b><a style=\"font-size: 26px; display: inline !important;\" href=\"https:\/\/www.ibpo.com.my\/financial-merdeka-campaign-refinance-and-enjoy-cash-rebates-lucky-draws-more\/\">Financial Merdeka\u00a0<\/a><b><span data-contrast=\"auto\"><br \/><\/span><\/b><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">Financial freedom\u00a0doesn&#8217;t\u00a0happen overnight, but every smart financial decision brings you one step closer. This Merdeka, take the\u00a0first step towards a more confident financial future and let your\u00a0home work\u00a0harder for you!\u00a0<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Reset\u00a0Duit\u00a0Today, Freedom Tomorrow.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Learn more about our campaign here:<a href=\"https:\/\/www.ibpo.com.my\/financial-merdeka-campaign-refinance-and-enjoy-cash-rebates-lucky-draws-more\/\"> financialmerdeka.ibpo.com.my\u00a0\u00a0<\/a><\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3ada20 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"a3ada20\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa88632\" data-id=\"aa88632\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>[xts_html_block id=&#8221;3506&#8243;] Merdeka is\u00a0all about celebrating\u00a0freedom.\u00a0\u00a0 And as one of the\u00a0leading\u00a0financial service\u00a0providers\u00a0in Malaysia,\u00a0we\u2019re\u00a0all about\u00a0empowering\u00a0our\u00a0nation\u2019s\u00a0financial freedom.\u00a0\u00a0 But did you know?\u00a0\u00a0 More than half of Malaysians have less than RM10,000 in emergency savings!\u00a0 While financial commitments are a part of everyday life, making smarter financial decisions today can help you build greater confidence and stability for tomorrow.\u00a0 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":9983,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Merdeka Campaign: Refinance and Enjoy Cash Rebates, Lucky Draws &amp; More<\/title>\n<meta name=\"description\" content=\"This Merdeka, refinance your house and enjoy cash rebates, win Touch &#039;n Go eWallet PINs and, lower monthly loan commitments. 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