{"id":7959,"date":"2025-09-04T05:01:03","date_gmt":"2025-09-04T05:01:03","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?page_id=7959"},"modified":"2026-07-10T07:22:35","modified_gmt":"2026-07-10T07:22:35","slug":"%e5%8f%91%e8%96%aa%e6%97%a5%e8%b4%b7%e6%ac%be","status":"publish","type":"page","link":"https:\/\/www.ibpo.com.my\/chi\/payday-financing\/","title":{"rendered":"\u53d1\u85aa\u65e5\u8d37\u6b3e"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7959\" class=\"elementor elementor-7959\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b6860e xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0b6860e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1191a6\" data-id=\"d1191a6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bec658c elementor-section-height-min-height xts-section-stretch-content home-section-inner elementor-section-boxed elementor-section-height-default\" data-id=\"bec658c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8473f4\" data-id=\"c8473f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d375c34 elementor-align-left elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d375c34\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-list.min.css?ver=1727125099\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> 0% Interest Fast Cash<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df0f60 premium-header-block premium-header-inline elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"1df0f60\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t\t\t<h2 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\"> Payday Financing <\/span><\/h2> \t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d578d43\" data-id=\"d578d43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06690f9 elementor-widget-tablet__width-initial elementor-widget-laptop__width-initial elementor-widget elementor-widget-image\" data-id=\"06690f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"7261\" height=\"5035\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1.png\" class=\"attachment-full size-full wp-image-8861\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1.png 7261w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1-300x208.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1-1024x710.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1-768x533.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1-1536x1065.png 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/12\/IBPO-Payday-Financing-landing-page-1-2048x1420.png 2048w\" sizes=\"(max-width: 7261px) 100vw, 7261px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-013259f elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"013259f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf26f40\" data-id=\"cf26f40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ac9526c xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ac9526c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cffe735\" data-id=\"cffe735\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142cd0e elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"142cd0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> What is Payday Financing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb62264 elementor-widget elementor-widget-xts_title\" data-id=\"fb62264\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\t0% Interest Cash Before Your Next Paycheck\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2caaddb elementor-widget elementor-widget-image\" data-id=\"2caaddb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#insurance-info\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"3027\" height=\"417\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner.png\" class=\"attachment-full size-full wp-image-8560\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner.png 3027w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner-300x41.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner-1024x141.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner-768x106.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner-1536x212.png 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_1stbanner-2048x282.png 2048w\" sizes=\"(max-width: 3027px) 100vw, 3027px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a997548 elementor-widget elementor-widget-xts_title\" data-id=\"a997548\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p>We understand that unexpected expenses can arise at any time. Whether it's for urgent bills, daily essentials, or unforeseen commitments, our Payday Financing provides quick access to funds when you need them most.\u00a0<\/p><p><strong>Enjoy RM1,000 with 0% interest, flexible instalment plans of up to 12 months, and fast disbursement upon approval.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aba4bc7 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"aba4bc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff8babd\" data-id=\"ff8babd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eebb5b7 elementor-widget elementor-widget-image\" data-id=\"eebb5b7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"964\" height=\"1024\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-964x1024.png\" class=\"attachment-large size-large wp-image-9823\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-964x1024.png 964w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-283x300.png 283w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-768x816.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-1446x1536.png 1446w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-1929x2048.png 1929w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/IBPOGroup26_Payday2.0_monthlyexpenses-1-11x12.png 11w\" sizes=\"(max-width: 964px) 100vw, 964px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7d2c0d4 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7d2c0d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c17078 elementor-widget elementor-widget-html\" data-id=\"9c17078\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\nsup.plus {\n    font-size: 32px !important;\n    top: -1.3em;\n    color: #32B6FB;\n}\n    \n@media screen and (min-width:1024px) and (max-width:1480px){\n.our-mission-02 h3.elementor-icon-box-title {\n    min-height: 70px;\n    margin-bottom: 10px;\n    height: 100%;\n}\n    \n    \n}    \n    \n@media only screen and (max-width:500px){\n\nsup.plus {\n    font-size: 18px !important;\n    top: -1em;\n    color: #32B6FB;\n}\n    \n}    \n    \n  @media screen and (min-width:1080px) and (max-width:1180px) {\n\n.mission-03 .elementor-icon-box-wrapper {\n    min-height: 340px;\n    height: 100%;\n}\n\n}  \n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cae8f elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"98cae8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benefits of Payday Financing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-294daa5 elementor-widget elementor-widget-xts_title\" data-id=\"294daa5\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEnjoy These Perks From  Payday Financing\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da228 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f0da228\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0% Interest<p class=\"benefits-services\">   No monthly interest! Only subscribe to myIBPO+ and enjoy exclusive access to interest-free financing anytime.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible Instalments<p class=\"benefits-services\"> Choose from 3, 6, 9 or 12-month instalment plans with payments from as low as RM83.33\/month.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Quick Approval & Easy Disbursement <p class=\"benefits-services\"> Receive cash directly into your bank account within the next working day upon approval.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Emergency Coverage<p class=\"benefits-services\">Be prepared for sudden expenses and urgent needs during tight months or until the next paycheck.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financial Wellness Support <p class=\"benefits-services\">Enjoy 24\/7 financial support with AI assistance to guide your finances overall on myIBPO+. Stay on track with health checks, financial tools, budgeting tools, smart bill reminders and more.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">100% Shariah Compliance <p class=\"benefits-services\"> Ethical and transparent financing.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Confidential & Secured <p class=\"benefits-services\">Your data stays protected. 100% online application, no physical meet-ups.<\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4161669 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"4161669\" data-element_type=\"section\" id=\"plans\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b291eb1\" data-id=\"b291eb1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb96038 xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"eb96038\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-990bf57\" data-id=\"990bf57\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ecaaea elementor-widget elementor-widget-xts_title\" data-id=\"2ecaaea\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tUnlock Exclusive 0% Interest Financing! Only on myIBPO+\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1ecfa2 elementor-widget elementor-widget-xts_title\" data-id=\"c1ecfa2\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p>Subscribe to our online customer financial portal, myIBPO+, and enjoy exclusive benefits including our zero-interest Payday Financing upon activation.<\/p><p>Other exciting features include intelligent financial insights on an all-in-one dashboard, where you can view all your loans or financing across multiple banks in real-time. Reduce commitments, shorten loan tenures with our flagship programs, and get answers to any financial questions using the all-new and improved ANIKA 2.0 chatbot.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-244b370 elementor-widget elementor-widget-spacer\" data-id=\"244b370\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ccc507 elementor-widget elementor-widget-xts_title\" data-id=\"1ccc507\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tPremium Plus RM49.90\/month (excl. SST)\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p><span class=\"EOP SCXP138553922 BCX0\"><span class=\"TextRun  BCX0 SCXP186454124\" lang=\"EN-US\" xml:lang=\"EN-US\" data-scheme-color=\"@A02B93,8,\" data-usefontface=\"false\" data-contrast=\"none\"><span class=\"NormalTextRun  BCX0 SCXP186454124\">Subscribe to Premium Plus to enjoy access to RM1,000 Payday Financing.<\/span><\/span><span class=\"EOP  BCX0 SCXP186454124\">\u200b<\/span>\u200b<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f13b97e elementor-widget elementor-widget-image\" data-id=\"f13b97e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"272\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-1024x272.png\" class=\"attachment-large size-large wp-image-9826\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-1024x272.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-300x80.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-768x204.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-1536x408.png 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-2048x544.png 2048w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/07\/Instalment-Plans-18x5.png 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a47c6c5 xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a47c6c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span class=\"TextRun  BCX0 SCXP21019973\" lang=\"EN-US\" xml:lang=\"EN-US\" data-scheme-color=\"@A02B93,8,\" data-usefontface=\"false\" data-contrast=\"none\"><span class=\"NormalTextRun  BCX0 SCXP21019973\">*An active Premium Plus subscription is required throughout the instalment period.<\/span><\/span><span class=\"EOP  BCX0 SCXP21019973\">\u200b<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0567cda elementor-widget elementor-widget-spacer\" data-id=\"0567cda\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8541e9d elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"8541e9d\" data-element_type=\"section\" id=\"fwd_insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3543ace\" data-id=\"3543ace\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b71db5 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"3b71db5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-86e9108\" data-id=\"86e9108\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7456b79 elementor-widget elementor-widget-premium-addon-image-button\" data-id=\"7456b79\" data-element_type=\"widget\" data-widget_type=\"premium-addon-image-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t\t<a class=\"premium-image-button-none premium-image-button premium-btn-lg premium-image-button-none\" href=\"https:\/\/web.ibpo.com.my\/login?ref_code=PD23833C93C\" target=\"_blank\">\r\n\t\t\t<div class=\"premium-image-button-text-icon-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span >\r\n\t\t\t\t\t\tRegister\/Login to myIBPO+\t\t\t\t\t<\/span>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t<\/a>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1826334\" data-id=\"1826334\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ffd30b elementor-widget elementor-widget-premium-addon-image-button\" data-id=\"6ffd30b\" data-element_type=\"widget\" data-widget_type=\"premium-addon-image-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t\t<a class=\"premium-image-button-none premium-image-button premium-btn-lg premium-image-button-none\" href=\"https:\/\/myibpoplus.ibpo.com.my\/\">\r\n\t\t\t<div class=\"premium-image-button-text-icon-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span >\r\n\t\t\t\t\t\tLearn more about myIBPO+\t\t\t\t\t<\/span>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t<\/a>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dcb5e65 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"dcb5e65\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-867f552\" data-id=\"867f552\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74f67c9 elementor-widget elementor-widget-premium-addon-image-button\" data-id=\"74f67c9\" data-element_type=\"widget\" data-widget_type=\"premium-addon-image-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t\t<a class=\"premium-image-button-none premium-image-button premium-btn-lg premium-image-button-none\" href=\"https:\/\/web.ibpo.com.my\/login?ref_code=PD23833C93C\" target=\"_blank\">\r\n\t\t\t<div class=\"premium-image-button-text-icon-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span >\r\n\t\t\t\t\t\tRegister\/Login to myIBPO+\t\t\t\t\t<\/span>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t<\/a>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38b8763 elementor-widget elementor-widget-premium-addon-image-button\" data-id=\"38b8763\" data-element_type=\"widget\" data-widget_type=\"premium-addon-image-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t\t<a class=\"premium-image-button-none premium-image-button premium-btn-lg premium-image-button-none\" href=\"https:\/\/myibpoplus.ibpo.com.my\/\" target=\"_blank\">\r\n\t\t\t<div class=\"premium-image-button-text-icon-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span >\r\n\t\t\t\t\t\tLearn more about myIBPO+\t\t\t\t\t<\/span>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t<\/a>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef2dc5b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ef2dc5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f887290 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"f887290\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6d912f elementor-widget elementor-widget-xts_title\" data-id=\"d6d912f\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tFree Insurance Protection with Every Premium Plan!\u200b\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61d3eaf elementor-widget elementor-widget-xts_title\" data-id=\"61d3eaf\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc xts-fontsize-m\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p>Enjoy peace of mind with complimentary insurance coverage* of up to RM18,000 once your Payday Financing application is successfully approved.<\/p><p>In the unfortunate event of death or accidental death, your loved ones will be financially protected, easing the burden of unpaid debts or commitments.<\/p><p><i>*This life insurance plan is underwritten by FWD Insurance Berhad No.199301022976 (277714-A). <\/i><i>Terms and conditions apply.<\/i><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a2107e5\" data-id=\"a2107e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d86a0d2 xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-image\" data-id=\"d86a0d2\" data-element_type=\"widget\" id=\"insurance-info\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1495\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-1536x1495.png\" class=\"attachment-1536x1536 size-1536x1536 wp-image-8562\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-1536x1495.png 1536w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-300x292.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-1024x997.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-768x748.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/11\/IBPOGroup_Paydaylandingpages_2ndbanner-2048x1994.png 2048w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-pa-eq-height=\"{&quot;targetType&quot;:&quot;widget&quot;,&quot;target&quot;:&quot;&quot;,&quot;trigger&quot;:&quot;load&quot;,&quot;enableOn&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;,&quot;widescreen&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;mobile_extra&quot;]}\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-fca32a9 xts-animation-short-in-up xts-animation-slow premium-equal-height-yes elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"fca32a9\" data-element_type=\"section\" data-settings=\"{&quot;premium_eq_height_switcher&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20cb15d\" data-id=\"20cb15d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9a3aec elementor-align-left elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b9a3aec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Our Financing Advantages<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d1aa7 xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"a1d1aa7\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tGain More With IBPO\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bf1c354\" data-id=\"bf1c354\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aeba2b6 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow elementor-view-default elementor-position-top elementor-mobile-position-top xts_delay_100 elementor-widget elementor-widget-icon-box\" data-id=\"aeba2b6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1727125099\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4189\" data-name=\"Group 4189\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><g id=\"innovation\" transform=\"translate(1321 811.979)\"><path id=\"Path_1085\" data-name=\"Path 1085\" d=\"M45.052,53.656a3.133,3.133,0,0,1-2.235-.928l-2.536-2.542a1.311,1.311,0,1,1,1.852-1.856l2.536,2.542a.458.458,0,0,0,.767,0l5.317-5.33a.547.547,0,0,0,0-.769L49.186,43.2a3.218,3.218,0,0,1-.574-3.693,19.872,19.872,0,0,0,1-2.419,3.2,3.2,0,0,1,3.012-2.208h2.219a.543.543,0,0,0,.542-.544V26.8a.543.543,0,0,0-.542-.544H52.62a3.2,3.2,0,0,1-3.012-2.206,19.721,19.721,0,0,0-1-2.42,3.217,3.217,0,0,1,.574-3.693l1.567-1.57a.547.547,0,0,0,0-.769l-5.317-5.331a.458.458,0,0,0-.767,0L43.1,11.836a3.2,3.2,0,0,1-3.683.576,20.006,20.006,0,0,0-2.413-1,3.208,3.208,0,0,1-2.2-3.019V6.169a.544.544,0,0,0-.543-.544H26.74a.543.543,0,0,0-.542.544V8.393A3.208,3.208,0,0,1,24,11.413a19.974,19.974,0,0,0-2.413,1,3.2,3.2,0,0,1-3.683-.576l-1.566-1.57a.543.543,0,0,0-.767,0L10.248,15.6a.545.545,0,0,0,0,.769l1.566,1.57a3.216,3.216,0,0,1,.574,3.693,20.113,20.113,0,0,0-1,2.419A3.2,3.2,0,0,1,8.38,26.255H6.161a.543.543,0,0,0-.542.544v7.54a.543.543,0,0,0,.542.544H8.38a3.2,3.2,0,0,1,3.012,2.208,20.079,20.079,0,0,0,1,2.419,3.216,3.216,0,0,1-.574,3.693l-1.566,1.57a.545.545,0,0,0,0,.769l5.318,5.331a.543.543,0,0,0,.767,0l2.535-2.542a1.311,1.311,0,0,1,1.852,1.856l-2.535,2.542a3.159,3.159,0,0,1-4.471,0L8.4,47.4a3.178,3.178,0,0,1,0-4.482l1.566-1.57a.582.582,0,0,0,.075-.678,22.873,22.873,0,0,1-1.127-2.736.578.578,0,0,0-.531-.424H6.161A3.169,3.169,0,0,1,3,34.339V26.8A3.169,3.169,0,0,1,6.161,23.63H8.38a.578.578,0,0,0,.531-.424,22.908,22.908,0,0,1,1.127-2.736.582.582,0,0,0-.075-.678L8.4,18.222a3.178,3.178,0,0,1,0-4.482l5.318-5.331a3.159,3.159,0,0,1,4.471,0l1.566,1.57a.576.576,0,0,0,.675.076,22.751,22.751,0,0,1,2.73-1.129.579.579,0,0,0,.423-.532V6.169A3.169,3.169,0,0,1,26.74,3h7.52a3.169,3.169,0,0,1,3.163,3.169V8.393a.579.579,0,0,0,.423.532,22.715,22.715,0,0,1,2.729,1.129.578.578,0,0,0,.675-.076l1.567-1.57a3.232,3.232,0,0,1,4.471,0L52.6,13.74a3.18,3.18,0,0,1,0,4.482l-1.567,1.57a.582.582,0,0,0-.075.678,22.792,22.792,0,0,1,1.127,2.736.579.579,0,0,0,.531.424h2.219A3.169,3.169,0,0,1,58,26.8v7.54a3.169,3.169,0,0,1-3.161,3.169H52.62a.578.578,0,0,0-.531.426,22.947,22.947,0,0,1-1.127,2.735.582.582,0,0,0,.075.678L52.6,42.915a3.18,3.18,0,0,1,0,4.482l-5.317,5.331a3.137,3.137,0,0,1-2.235.928Z\" transform=\"translate(0 0)\" fill=\"#fff\"><\/path><path id=\"Path_1086\" data-name=\"Path 1086\" d=\"M25.165,32.463A5.676,5.676,0,0,1,21.138,30.8l-1.3-1.3a1.257,1.257,0,0,1,1.778-1.778l1.3,1.3a3.184,3.184,0,0,0,4.5,0l1.3-1.3A1.257,1.257,0,0,1,30.49,29.5l-1.3,1.3a5.677,5.677,0,0,1-4.027,1.665Z\" transform=\"translate(5.335 7.678)\" fill=\"#fff\"><\/path><path id=\"Path_1087\" data-name=\"Path 1087\" 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d=\"M27.7,45.657H22.411A2.517,2.517,0,0,1,19.9,43.142V38.815a1.257,1.257,0,0,1,1.257-1.257h7.8a1.257,1.257,0,0,1,1.257,1.257v4.327A2.517,2.517,0,0,1,27.7,45.657Zm-5.289-5.584v3.07H27.7v-3.07Z\" transform=\"translate(5.445 11.034)\" fill=\"#fff\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInnovative AI-Powered Service \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur cutting-edge AI ecosystem, combined with financial expertise, delivers smarter, faster, and more reliable support for your financial needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bde0e elementor-laptop-position-top mission-03 elementor-widget__width-initial 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d=\"M-153.417-596.348c-5.625,0-11.916-10.389-11.916-23.159s6.291-23.159,11.916-23.159\" transform=\"translate(165.333 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2617\" transform=\"translate(1.441 24.6)\"><path id=\"path2619\" d=\"M0,0H46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2621\" transform=\"translate(7.573 8.92)\"><path id=\"path2623\" d=\"M0,0A32.172,32.172,0,0,0,17.027,4.626,32.172,32.172,0,0,0,34.055,0\" transform=\"translate(0 0.003)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2625\" transform=\"translate(7.572 35.652)\"><path id=\"path2627\" d=\"M-438.472-59.59A32.172,32.172,0,0,0-455.5-64.219a32.172,32.172,0,0,0-17.028,4.628\" transform=\"translate(472.527 64.219)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2629\" transform=\"translate(24.6 1.441)\"><path id=\"path2631\" d=\"M0,0V46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGlobal Reach, Local Expertise\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06ce1b9 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"06ce1b9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4191\" data-name=\"Group 4191\" transform=\"translate(-1299 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1299 789.317)\" fill=\"#32b6fb\"><\/rect><g id=\"like_1_\" data-name=\"like (1)\" transform=\"translate(1295.271 813.32)\"><g id=\"Group_3749\" data-name=\"Group 3749\" transform=\"translate(31.2 9.797)\"><g id=\"Group_3748\" data-name=\"Group 3748\" transform=\"translate(0 0)\"><path id=\"Subtraction_1\" data-name=\"Subtraction 1\" d=\"M39.35,44H26.095a17.129,17.129,0,0,1-5.437-.884l-5.605-1.869-.078.162A4.571,4.571,0,0,1,10.873,44H1.381A1.382,1.382,0,0,1,0,42.62V14.143a1.381,1.381,0,0,1,1.38-1.38h9.492A4.522,4.522,0,0,1,15.1,15.642l.064.165.171-.041a11.063,11.063,0,0,0,5.653-4.187,19.748,19.748,0,0,0,3.506-7.084l.861-3.447A1.38,1.38,0,0,1,26.693,0h1.583A6.133,6.133,0,0,1,34.4,6.127V7.708a30.572,30.572,0,0,1-1.293,7.952l-.087.267h9.492A4.541,4.541,0,0,1,45.9,23.5l-.122.135.122.135a4.535,4.535,0,0,1,0,6.059l-.122.135.122.135a4.541,4.541,0,0,1-2.189,7.413l-.217.059.084.21A4.547,4.547,0,0,1,39.35,44ZM2.758,15.521V41.24h8.115a1.786,1.786,0,0,0,1.784-1.784V17.307a1.788,1.788,0,0,0-1.784-1.786ZM27.77,2.76l-.6,2.4a22.882,22.882,0,0,1-4.6,8.83,12.637,12.637,0,0,1-6.985,4.548l-.168.03V38.462L21.528,40.5a14.434,14.434,0,0,0,4.566.74H39.35a1.784,1.784,0,0,0,0-3.568,1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H26.693a1.38,1.38,0,1,1,0-2.76h3.36l.055-.117a25.26,25.26,0,0,0,1.533-8.1V6.127A3.37,3.37,0,0,0,28.276,2.76Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3751\" data-name=\"Group 3751\" transform=\"translate(37.439 43.882)\"><g id=\"Group_3750\" data-name=\"Group 3750\" transform=\"translate(0 0)\"><ellipse id=\"Ellipse_29\" data-name=\"Ellipse 29\" cx=\"1.424\" cy=\"1.898\" rx=\"1.424\" ry=\"1.898\" transform=\"translate(0.203 0.203)\" fill=\"#fff\"><\/ellipse><path id=\"Ellipse_29_-_Outline\" data-name=\"Ellipse 29 - Outline\" d=\"M1.426-.2A1.912,1.912,0,0,1,3.053,1.9,1.912,1.912,0,0,1,1.426,4,1.912,1.912,0,0,1-.2,1.9,1.912,1.912,0,0,1,1.426-.2Zm0,3.8c.673,0,1.221-.761,1.221-1.7S2.1.205,1.426.205.205.966.205,1.9.753,3.6,1.426,3.6Z\" transform=\"translate(0.2 0.2)\" fill=\"#32b6fb\"><\/path><\/g><\/g><g id=\"Group_3753\" data-name=\"Group 3753\" transform=\"translate(59.677 0.199)\"><g id=\"Group_3752\" data-name=\"Group 3752\" transform=\"translate(0)\"><path id=\"Subtraction_3\" data-name=\"Subtraction 3\" d=\"M1.379,6.029A1.38,1.38,0,0,1,0,4.65V1.38a1.379,1.379,0,1,1,2.759,0V4.65A1.381,1.381,0,0,1,1.379,6.029Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3755\" data-name=\"Group 3755\" transform=\"translate(49.609 4.476)\"><g id=\"Group_3754\" data-name=\"Group 3754\" transform=\"translate(0 0)\"><path id=\"Subtraction_4\" data-name=\"Subtraction 4\" d=\"M3.617,5a1.375,1.375,0,0,1-.976-.405L.405,2.356A1.38,1.38,0,0,1,2.355.4L4.592,2.642A1.38,1.38,0,0,1,3.617,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3757\" data-name=\"Group 3757\" transform=\"translate(67.509 4.475)\"><g id=\"Group_3756\" data-name=\"Group 3756\" transform=\"translate(0 0)\"><path id=\"Subtraction_2\" data-name=\"Subtraction 2\" d=\"M1.379,5A1.38,1.38,0,0,1,.4,2.642L2.64.406A1.382,1.382,0,0,1,5,1.381a1.36,1.36,0,0,1-.407.975L2.353,4.594A1.373,1.373,0,0,1,1.379,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tExpert Recommendations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe simplify your financing and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac678f elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1ac678f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4203\" data-name=\"Group 4203\" transform=\"translate(-1300 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class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeamless Approvals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b350bf5 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"b350bf5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b79cf63 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"b79cf63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c08a8f elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c08a8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">More About Payday Financing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc66e8 elementor-widget elementor-widget-xts_title\" data-id=\"8dc66e8\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tDetails You Must Know\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43946b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"43946b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c9ddb8 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"0c9ddb8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d806d92 elementor-widget elementor-widget-xts_title\" data-id=\"d806d92\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tPayday Financing amount:\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6a7f0e elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a6a7f0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">RM1,000 Payday Financing amount<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Instalment Plans available<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3 months<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">6 months<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">9 months<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">12 months<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0% Interest and no hidden fees.\u00a0<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Faster approval compared to long-term financing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An active subscription of Premium Plus plan (RM49.99\/month) is required throughout the instalment period.  <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7fafd20 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7fafd20\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307937d elementor-widget elementor-widget-xts_title\" data-id=\"307937d\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEligibility Requirements \t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5634543 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5634543\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Must be a Malaysian citizen. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aged 18 \u2013 55 years old<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Employed or self-employed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minimum gross monthly salary of RM 1,500<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bc7f86 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"2bc7f86\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-036ee72\" data-id=\"036ee72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7257b8b xts-animation-short-in-up xts-animation-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"7257b8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25c8e6a\" data-id=\"25c8e6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80d7ada elementor-align-left elementor-mobile-align-center elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"80d7ada\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Steps to Apply fo Payday Financing<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-573edfe xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"573edfe\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tStart Your Financial Journey With Us Now\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-050c749 elementor-widget elementor-widget-xts_button\" data-id=\"050c749\" data-element_type=\"widget\" data-widget_type=\"xts_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-button-wrapper xts-textalign-left\" >\n\t\t\t\t\t\t\t\t\t<a class=\"xts-button xts-size-m xts-style-default xts-color-custom xts-shape-round xts-icon-pos-right xts-icon-style-default\"  href=\"https:\/\/web.ibpo.com.my\/login?ref_code=PD23833C93C\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"xts-button-text\" data-elementor-setting-key=\"button_text\">\n\t\t\t\t\t\t\tApply for Payday Financing\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"xts-button-icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-arrow-right\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9229f68\" data-id=\"9229f68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e62c2c4 services-line xts-animation-short-in-up xts-animation-slow xts_delay_200 e-transform elementor-widget elementor-widget-xts_timeline\" data-id=\"e62c2c4\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_laptop&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"xts_timeline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-timeline\">\n\t\t\t\t<div class=\"xts-timeline-line xts-fill\">\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-start\"><\/span>\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-end\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/09\/Signup.svg\" class=\"attachment-full size-full wp-image-8019\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.0.first_subtitle\">\n\t\t\t\t\t01\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.0.first_title\">\n\t\t\t\t\tCreate an account on myIBPO+\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"89\" height=\"89\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/09\/Complete.svg\" class=\"attachment-full size-full wp-image-8018\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.1.first_subtitle\">\n\t\t\t\t\t02\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.1.first_title\">\n\t\t\t\t\tComplete e-KYC  verification\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/09\/Submit-.svg\" class=\"attachment-full size-full wp-image-8020\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.2.first_subtitle\">\n\t\t\t\t\t03\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.2.first_title\">\n\t\t\t\t\tSubmit documentation<br> <span style=\"font-weight:400;font-size:0.7em\"> &bull; Latest 2 months\u2019 salary slips.<br> &bull; Latest 2 months\u2019 bank statements.<br> &bull; Latest EPF Statement (current year).<br> \t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-13.svg\" class=\"attachment-full size-full wp-image-1448\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.3.first_subtitle\">\n\t\t\t\t\t04\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.3.first_title\">\n\t\t\t\t\tWait for approval and disbursement.\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2de905c2 xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-content-top animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"2de905c2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50f52f3c\" data-id=\"50f52f3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-32809311 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"32809311\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-783d5c5d\" data-id=\"783d5c5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1521dbec elementor-align-left elementor-tablet-align-left cta-btn-1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1521dbec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/web.ibpo.com.my\/login?redirect=\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"49\" viewBox=\"0 0 49 49\"><g id=\"Group_3562\" data-name=\"Group 3562\" transform=\"translate(-997.938 -641.277)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"49\" height=\"49\" rx=\"24.5\" transform=\"translate(997.938 641.277)\" fill=\"#ffde39\"><\/rect><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(1015.358 659.716)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_888\" data-name=\"Path 888\" d=\"M0,7.516l7.361-.155L7.516,0\" transform=\"translate(4.759 5.314) rotate(-45)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3761.65,95h15.075\" transform=\"translate(-3761.65 -89.686)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-width=\"2\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Apply Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-488bd377 xts-textalign-left xts-scheme-inherit elementor-widget elementor-widget-text-editor\" data-id=\"488bd377\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Get started with fusion financing now.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19160f8 elementor-widget elementor-widget-html\" data-id=\"19160f8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n    \n    .cta-btn-1 ul.elementor-icon-list-items>li:nth-child(1) a {\n    display: flex;\n    flex-direction: row-reverse;\n    justify-content: flex-end;\n    }\n    .cta-btn-1 li.elementor-icon-list-item span.elementor-icon-list-icon {margin-left: 1%;\n}\n.elementor-294 .elementor-element.elementor-element-66a91d4 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child) {\n    \/* padding-bottom: calc(0px\/1); *\/\n    margin-bottom: -1em;\n}\n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c8d65b0\" data-id=\"5c8d65b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46cfe61f elementor-widget elementor-widget-image\" data-id=\"46cfe61f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"691\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png\" class=\"attachment-full size-full wp-image-1621\" alt=\"Apply Now\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png 864w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-300x240.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-768x614.png 768w\" sizes=\"(max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>0% Interest Fast Cash Payday Financing What is Payday Financing 0% Interest Cash Before Your Next Paycheck We understand that unexpected expenses can arise at any time. Whether it&#8217;s for urgent bills, daily essentials, or unforeseen commitments, our Payday Financing provides quick access to funds when you need them most.\u00a0 Enjoy RM1,000 with 0% interest, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payday Financing by IBPO Group<\/title>\n<meta name=\"description\" content=\"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpo.com.my\/chi\/\u53d1\u85aa\u65e5\u8d37\u6b3e\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payday Financing by IBPO Group\" \/>\n<meta property=\"og:description\" content=\"We understand things can get tight at month-end, while waiting for your salary. 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