{"id":9967,"date":"2026-08-05T03:28:12","date_gmt":"2026-08-05T03:28:12","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?page_id=9967"},"modified":"2026-08-05T09:28:41","modified_gmt":"2026-08-05T09:28:41","slug":"sme-loan","status":"publish","type":"page","link":"https:\/\/www.ibpo.com.my\/chi\/sme-loan\/","title":{"rendered":"SME Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9967\" class=\"elementor elementor-9967\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b6860e xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0b6860e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1191a6\" data-id=\"d1191a6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bec658c elementor-section-height-min-height xts-section-stretch-content home-section-inner elementor-section-boxed elementor-section-height-default\" data-id=\"bec658c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8473f4\" data-id=\"c8473f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d375c34 elementor-align-left elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d375c34\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-list.min.css?ver=1727125099\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financing Solutions for Your Business<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1df0f60 premium-header-block premium-header-inline elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"1df0f60\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t\t\t<h2 class=\"premium-dual-header-first-header \"><span class=\"premium-dual-header-first-span\">SME Loan <\/span><\/h2> \t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d578d43\" data-id=\"d578d43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06690f9 elementor-widget-tablet__width-initial elementor-widget-laptop__width-initial elementor-widget elementor-widget-image\" data-id=\"06690f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1497\" height=\"1080\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-9972\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize.png 1497w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-300x216.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-1024x739.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-768x554.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_coverResize-18x12.png 18w\" sizes=\"(max-width: 1497px) 100vw, 1497px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-013259f elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"013259f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf26f40\" data-id=\"cf26f40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ac9526c xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ac9526c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cffe735\" data-id=\"cffe735\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-142cd0e elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"142cd0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> What is SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb62264 elementor-widget elementor-widget-xts_title\" data-id=\"fb62264\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tTurn Your Business Goals into Reality\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a997548 elementor-widget elementor-widget-xts_title\" data-id=\"a997548\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center xts-textalign-md-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-section-desc\">\n\t\t\t\t\t\t<div class=\"xts-section-desc-text xts-reset-all-last\" data-elementor-setting-key=\"description\">\n\t\t\t\t\t\t\t<p>Every successful business starts with a vision, but growth takes action. Don't let limited cash flow hold your business back from reaching its full potential.<\/p><p>Whether you're expanding operations, increasing inventory, upgrading equipment, or scaling to the next level, we help you seamlessly secure the right SME financing solution from our trusted banking partners.\u00a0<\/p><p>From bank applications to approvals, we'll take care of everything end-to-end, with no upfront payment and no complicated paperwork.\u00a0<\/p><p><strong>Financing available from RM300,000 up to RM20 million.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aba4bc7 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"aba4bc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ff8babd\" data-id=\"ff8babd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eebb5b7 elementor-widget elementor-widget-image\" data-id=\"eebb5b7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-1024x1024.png\" class=\"attachment-large size-large wp-image-9969\" alt=\"\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-1024x1024.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-300x300.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-150x150.png 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-768x768.png 768w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage-12x12.png 12w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/08\/IBPOGroup26_SMELoan_LandingPage_innerimage.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7d2c0d4 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7d2c0d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c17078 elementor-widget elementor-widget-html\" data-id=\"9c17078\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\nsup.plus {\n    font-size: 32px !important;\n    top: -1.3em;\n    color: #32B6FB;\n}\n    \n@media screen and (min-width:1024px) and (max-width:1480px){\n.our-mission-02 h3.elementor-icon-box-title {\n    min-height: 70px;\n    margin-bottom: 10px;\n    height: 100%;\n}\n    \n    \n}    \n    \n@media only screen and (max-width:500px){\n\nsup.plus {\n    font-size: 18px !important;\n    top: -1em;\n    color: #32B6FB;\n}\n    \n}    \n    \n  @media screen and (min-width:1080px) and (max-width:1180px) {\n\n.mission-03 .elementor-icon-box-wrapper {\n    min-height: 340px;\n    height: 100%;\n}\n\n}  \n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cae8f elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"98cae8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benefits of SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-294daa5 elementor-widget elementor-widget-xts_title\" data-id=\"294daa5\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEnjoy These Perks From  SME Loan\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da228 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f0da228\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Flexible SME Financing Solutions<p class=\"benefits-services\"> Financing from RM300,000 up to RM20 million tailored to your business needs.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fast Turnaround Time<p class=\"benefits-services\"> Receive application updates within 24-48 hours.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free Eligibility & Financial Health Check <p class=\"benefits-services\"> Check your financing eligibility instantly with our proprietary AI financial system.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Skip The Bank Hassle<p class=\"benefits-services\">We handle the entire financing process to get the best bank deal. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No Upfront Fees<p class=\"benefits-services\">No out-of-pocket payment required before your financing is approved. <\/p><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8541e9d elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"8541e9d\" data-element_type=\"section\" id=\"fwd_insurance\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3543ace\" data-id=\"3543ace\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef2dc5b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"ef2dc5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7effd0e\" data-id=\"7effd0e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-pa-eq-height=\"{&quot;targetType&quot;:&quot;widget&quot;,&quot;target&quot;:&quot;&quot;,&quot;trigger&quot;:&quot;load&quot;,&quot;enableOn&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;,&quot;widescreen&quot;,&quot;laptop&quot;,&quot;tablet_extra&quot;,&quot;mobile_extra&quot;]}\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-fca32a9 xts-animation-short-in-up xts-animation-slow premium-equal-height-yes elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"fca32a9\" data-element_type=\"section\" data-settings=\"{&quot;premium_eq_height_switcher&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-20cb15d\" data-id=\"20cb15d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9a3aec elementor-align-left elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b9a3aec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Our Financing Advantages<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d1aa7 xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"a1d1aa7\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tGain More With IBPO\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bf1c354\" data-id=\"bf1c354\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aeba2b6 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow elementor-view-default elementor-position-top elementor-mobile-position-top xts_delay_100 elementor-widget elementor-widget-icon-box\" data-id=\"aeba2b6\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1727125099\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4189\" data-name=\"Group 4189\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><g id=\"innovation\" transform=\"translate(1321 811.979)\"><path id=\"Path_1085\" data-name=\"Path 1085\" d=\"M45.052,53.656a3.133,3.133,0,0,1-2.235-.928l-2.536-2.542a1.311,1.311,0,1,1,1.852-1.856l2.536,2.542a.458.458,0,0,0,.767,0l5.317-5.33a.547.547,0,0,0,0-.769L49.186,43.2a3.218,3.218,0,0,1-.574-3.693,19.872,19.872,0,0,0,1-2.419,3.2,3.2,0,0,1,3.012-2.208h2.219a.543.543,0,0,0,.542-.544V26.8a.543.543,0,0,0-.542-.544H52.62a3.2,3.2,0,0,1-3.012-2.206,19.721,19.721,0,0,0-1-2.42,3.217,3.217,0,0,1,.574-3.693l1.567-1.57a.547.547,0,0,0,0-.769l-5.317-5.331a.458.458,0,0,0-.767,0L43.1,11.836a3.2,3.2,0,0,1-3.683.576,20.006,20.006,0,0,0-2.413-1,3.208,3.208,0,0,1-2.2-3.019V6.169a.544.544,0,0,0-.543-.544H26.74a.543.543,0,0,0-.542.544V8.393A3.208,3.208,0,0,1,24,11.413a19.974,19.974,0,0,0-2.413,1,3.2,3.2,0,0,1-3.683-.576l-1.566-1.57a.543.543,0,0,0-.767,0L10.248,15.6a.545.545,0,0,0,0,.769l1.566,1.57a3.216,3.216,0,0,1,.574,3.693,20.113,20.113,0,0,0-1,2.419A3.2,3.2,0,0,1,8.38,26.255H6.161a.543.543,0,0,0-.542.544v7.54a.543.543,0,0,0,.542.544H8.38a3.2,3.2,0,0,1,3.012,2.208,20.079,20.079,0,0,0,1,2.419,3.216,3.216,0,0,1-.574,3.693l-1.566,1.57a.545.545,0,0,0,0,.769l5.318,5.331a.543.543,0,0,0,.767,0l2.535-2.542a1.311,1.311,0,0,1,1.852,1.856l-2.535,2.542a3.159,3.159,0,0,1-4.471,0L8.4,47.4a3.178,3.178,0,0,1,0-4.482l1.566-1.57a.582.582,0,0,0,.075-.678,22.873,22.873,0,0,1-1.127-2.736.578.578,0,0,0-.531-.424H6.161A3.169,3.169,0,0,1,3,34.339V26.8A3.169,3.169,0,0,1,6.161,23.63H8.38a.578.578,0,0,0,.531-.424,22.908,22.908,0,0,1,1.127-2.736.582.582,0,0,0-.075-.678L8.4,18.222a3.178,3.178,0,0,1,0-4.482l5.318-5.331a3.159,3.159,0,0,1,4.471,0l1.566,1.57a.576.576,0,0,0,.675.076,22.751,22.751,0,0,1,2.73-1.129.579.579,0,0,0,.423-.532V6.169A3.169,3.169,0,0,1,26.74,3h7.52a3.169,3.169,0,0,1,3.163,3.169V8.393a.579.579,0,0,0,.423.532,22.715,22.715,0,0,1,2.729,1.129.578.578,0,0,0,.675-.076l1.567-1.57a3.232,3.232,0,0,1,4.471,0L52.6,13.74a3.18,3.18,0,0,1,0,4.482l-1.567,1.57a.582.582,0,0,0-.075.678,22.792,22.792,0,0,1,1.127,2.736.579.579,0,0,0,.531.424h2.219A3.169,3.169,0,0,1,58,26.8v7.54a3.169,3.169,0,0,1-3.161,3.169H52.62a.578.578,0,0,0-.531.426,22.947,22.947,0,0,1-1.127,2.735.582.582,0,0,0,.075.678L52.6,42.915a3.18,3.18,0,0,1,0,4.482l-5.317,5.331a3.137,3.137,0,0,1-2.235.928Z\" transform=\"translate(0 0)\" fill=\"#fff\"><\/path><path id=\"Path_1086\" data-name=\"Path 1086\" d=\"M25.165,32.463A5.676,5.676,0,0,1,21.138,30.8l-1.3-1.3a1.257,1.257,0,0,1,1.778-1.778l1.3,1.3a3.184,3.184,0,0,0,4.5,0l1.3-1.3A1.257,1.257,0,0,1,30.49,29.5l-1.3,1.3a5.677,5.677,0,0,1-4.027,1.665Z\" transform=\"translate(5.335 7.678)\" fill=\"#fff\"><\/path><path id=\"Path_1087\" data-name=\"Path 1087\" d=\"M33.1,46.648H23.249A3.693,3.693,0,0,1,19.437,43.1V40.2a1.118,1.118,0,0,0-.561-.9,14.581,14.581,0,0,1-6.627-14.665c1.163-6.738,7.051-11.9,14.339-12.57s14.146,3.319,16.7,9.714A14.462,14.462,0,0,1,37.467,39.3a1.105,1.105,0,0,0-.555.891V43.1A3.693,3.693,0,0,1,33.1,46.648ZM28.193,14.517a15.217,15.217,0,0,0-1.647.09,13.143,13.143,0,0,0-11.4,9.361,12.087,12.087,0,0,0,5.286,13.273,3.55,3.55,0,0,1,1.7,2.955v2.9a1.078,1.078,0,0,0,1.113,1.037H33.1A1.078,1.078,0,0,0,34.214,43.1V40.189a3.539,3.539,0,0,1,1.694-2.944,12.32,12.32,0,0,0,5.673-9.515A12.1,12.1,0,0,0,37.1,17.679a13.839,13.839,0,0,0-8.9-3.162Z\" transform=\"translate(2.325 4.458)\" fill=\"#fff\"><\/path><path id=\"Path_1088\" data-name=\"Path 1088\" d=\"M24.257,37.618A1.257,1.257,0,0,1,23,36.361V30.678a1.257,1.257,0,1,1,2.514,0v5.684a1.257,1.257,0,0,1-1.257,1.257Z\" transform=\"translate(6.243 8.439)\" fill=\"#fff\"><\/path><path id=\"Path_1089\" data-name=\"Path 1089\" d=\"M27.7,45.657H22.411A2.517,2.517,0,0,1,19.9,43.142V38.815a1.257,1.257,0,0,1,1.257-1.257h7.8a1.257,1.257,0,0,1,1.257,1.257v4.327A2.517,2.517,0,0,1,27.7,45.657Zm-5.289-5.584v3.07H27.7v-3.07Z\" transform=\"translate(5.445 11.034)\" fill=\"#fff\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInnovative AI-Powered Service \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur cutting-edge AI ecosystem, combined with financial expertise, delivers smarter, faster, and more reliable support for your financial needs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bde0e elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_200 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"67bde0e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><defs><clipPath id=\"clip-path\"><path id=\"path2601\" d=\"M0-682.665H49.2v49.2H0Z\" transform=\"translate(0 682.665)\" fill=\"none\"><\/path><\/clipPath><\/defs><g id=\"Group_4190\" data-name=\"Group 4190\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><g id=\"g2595\" transform=\"translate(1326.4 1498.382)\"><g id=\"g2597\" transform=\"translate(0 -682.665)\"><g id=\"g2599\" clip-path=\"url(#clip-path)\"><g id=\"g2605\" transform=\"translate(1.441 1.441)\"><path id=\"path2607\" d=\"M-298.174-596.348a23.185,23.185,0,0,1-23.159-23.159,23.185,23.185,0,0,1,23.159-23.159,23.185,23.185,0,0,1,23.159,23.159A23.185,23.185,0,0,1-298.174-596.348Z\" transform=\"translate(321.333 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2609\" transform=\"translate(24.6 1.441)\"><path id=\"path2611\" d=\"M0-596.348c5.625,0,11.916-10.389,11.916-23.159S5.625-642.665,0-642.665\" transform=\"translate(0 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2613\" transform=\"translate(12.684 1.441)\"><path id=\"path2615\" d=\"M-153.417-596.348c-5.625,0-11.916-10.389-11.916-23.159s6.291-23.159,11.916-23.159\" transform=\"translate(165.333 642.665)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2617\" transform=\"translate(1.441 24.6)\"><path id=\"path2619\" d=\"M0,0H46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2621\" transform=\"translate(7.573 8.92)\"><path id=\"path2623\" d=\"M0,0A32.172,32.172,0,0,0,17.027,4.626,32.172,32.172,0,0,0,34.055,0\" transform=\"translate(0 0.003)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2625\" transform=\"translate(7.572 35.652)\"><path id=\"path2627\" d=\"M-438.472-59.59A32.172,32.172,0,0,0-455.5-64.219a32.172,32.172,0,0,0-17.028,4.628\" transform=\"translate(472.527 64.219)\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><g id=\"g2629\" transform=\"translate(24.6 1.441)\"><path id=\"path2631\" d=\"M0,0V46.317\" fill=\"none\" stroke=\"#fff\" stroke-miterlimit=\"10\" stroke-width=\"3\"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGlobal Reach, Local Expertise\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOur partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06ce1b9 elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"06ce1b9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4191\" data-name=\"Group 4191\" transform=\"translate(-1299 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1299 789.317)\" fill=\"#32b6fb\"><\/rect><g id=\"like_1_\" data-name=\"like (1)\" transform=\"translate(1295.271 813.32)\"><g id=\"Group_3749\" data-name=\"Group 3749\" transform=\"translate(31.2 9.797)\"><g id=\"Group_3748\" data-name=\"Group 3748\" transform=\"translate(0 0)\"><path id=\"Subtraction_1\" data-name=\"Subtraction 1\" d=\"M39.35,44H26.095a17.129,17.129,0,0,1-5.437-.884l-5.605-1.869-.078.162A4.571,4.571,0,0,1,10.873,44H1.381A1.382,1.382,0,0,1,0,42.62V14.143a1.381,1.381,0,0,1,1.38-1.38h9.492A4.522,4.522,0,0,1,15.1,15.642l.064.165.171-.041a11.063,11.063,0,0,0,5.653-4.187,19.748,19.748,0,0,0,3.506-7.084l.861-3.447A1.38,1.38,0,0,1,26.693,0h1.583A6.133,6.133,0,0,1,34.4,6.127V7.708a30.572,30.572,0,0,1-1.293,7.952l-.087.267h9.492A4.541,4.541,0,0,1,45.9,23.5l-.122.135.122.135a4.535,4.535,0,0,1,0,6.059l-.122.135.122.135a4.541,4.541,0,0,1-2.189,7.413l-.217.059.084.21A4.547,4.547,0,0,1,39.35,44ZM2.758,15.521V41.24h8.115a1.786,1.786,0,0,0,1.784-1.784V17.307a1.788,1.788,0,0,0-1.784-1.786ZM27.77,2.76l-.6,2.4a22.882,22.882,0,0,1-4.6,8.83,12.637,12.637,0,0,1-6.985,4.548l-.168.03V38.462L21.528,40.5a14.434,14.434,0,0,0,4.566.74H39.35a1.784,1.784,0,0,0,0-3.568,1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H39.35a1.38,1.38,0,1,1,0-2.76h3.164a1.784,1.784,0,0,0,0-3.568H26.693a1.38,1.38,0,1,1,0-2.76h3.36l.055-.117a25.26,25.26,0,0,0,1.533-8.1V6.127A3.37,3.37,0,0,0,28.276,2.76Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3751\" data-name=\"Group 3751\" transform=\"translate(37.439 43.882)\"><g id=\"Group_3750\" data-name=\"Group 3750\" transform=\"translate(0 0)\"><ellipse id=\"Ellipse_29\" data-name=\"Ellipse 29\" cx=\"1.424\" cy=\"1.898\" rx=\"1.424\" ry=\"1.898\" transform=\"translate(0.203 0.203)\" fill=\"#fff\"><\/ellipse><path id=\"Ellipse_29_-_Outline\" data-name=\"Ellipse 29 - Outline\" d=\"M1.426-.2A1.912,1.912,0,0,1,3.053,1.9,1.912,1.912,0,0,1,1.426,4,1.912,1.912,0,0,1-.2,1.9,1.912,1.912,0,0,1,1.426-.2Zm0,3.8c.673,0,1.221-.761,1.221-1.7S2.1.205,1.426.205.205.966.205,1.9.753,3.6,1.426,3.6Z\" transform=\"translate(0.2 0.2)\" fill=\"#32b6fb\"><\/path><\/g><\/g><g id=\"Group_3753\" data-name=\"Group 3753\" transform=\"translate(59.677 0.199)\"><g id=\"Group_3752\" data-name=\"Group 3752\" transform=\"translate(0)\"><path id=\"Subtraction_3\" data-name=\"Subtraction 3\" d=\"M1.379,6.029A1.38,1.38,0,0,1,0,4.65V1.38a1.379,1.379,0,1,1,2.759,0V4.65A1.381,1.381,0,0,1,1.379,6.029Z\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3755\" data-name=\"Group 3755\" transform=\"translate(49.609 4.476)\"><g id=\"Group_3754\" data-name=\"Group 3754\" transform=\"translate(0 0)\"><path id=\"Subtraction_4\" data-name=\"Subtraction 4\" d=\"M3.617,5a1.375,1.375,0,0,1-.976-.405L.405,2.356A1.38,1.38,0,0,1,2.355.4L4.592,2.642A1.38,1.38,0,0,1,3.617,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><g id=\"Group_3757\" data-name=\"Group 3757\" transform=\"translate(67.509 4.475)\"><g id=\"Group_3756\" data-name=\"Group 3756\" transform=\"translate(0 0)\"><path id=\"Subtraction_2\" data-name=\"Subtraction 2\" d=\"M1.379,5A1.38,1.38,0,0,1,.4,2.642L2.64.406A1.382,1.382,0,0,1,5,1.381a1.36,1.36,0,0,1-.407.975L2.353,4.594A1.373,1.373,0,0,1,1.379,5Z\" transform=\"translate(0)\" fill=\"#fff\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tExpert Recommendations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe identify the most suitable banks based on your business profile while managing the entire financing process from documentation to bank follow-ups. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac678f elementor-laptop-position-top mission-03 elementor-widget__width-initial xts-animation-short-in-up xts-animation-slow xts_delay_300 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1ac678f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"102\" height=\"102\" viewBox=\"0 0 102 102\"><g id=\"Group_4203\" data-name=\"Group 4203\" transform=\"translate(-1300 -789.317)\"><rect id=\"Rectangle_701\" data-name=\"Rectangle 701\" width=\"102\" height=\"102\" rx=\"15\" transform=\"translate(1300 789.318)\" fill=\"#32b6fb\"><\/rect><path id=\"diamond\" d=\"M48.733,15.292,41.948,6.579A2.7,2.7,0,0,0,39.789,5.5H9.566A2.85,2.85,0,0,0,7.33,6.579L.622,15.292A2.685,2.685,0,0,0,.7,18.761L17.507,39.193a1.422,1.422,0,0,0,2.159-1.85L3.937,18.376H15.657l7.4,26.908c0,.077,0,.077.077.154a1.261,1.261,0,0,0,1.079.848h.463a2.869,2.869,0,0,0,2.159-1l21.9-26.6a2.579,2.579,0,0,0,0-3.392ZM24.678,9.2c1.542,2,3.547,4.626,5.012,6.4H19.666Zm-7.864,5.551L11.8,8.353H21.825Zm28.6,3.624L27.762,39.81l5.86-21.434Zm.077-2.776H33.236c-1-1.311-3.624-4.626-5.705-7.325h10.1l-2.93,3.7a1.357,1.357,0,0,0,.231,1.928,1.159,1.159,0,0,0,.848.308,1.25,1.25,0,0,0,1.079-.54l3.547-4.549ZM8.872,9.2l5.012,6.4H3.86Zm21.9,9.175L24.678,40.5,18.587,18.376Z\" transform=\"translate(1326.305 814.875)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeamless Approvals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b350bf5 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"b350bf5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b79cf63 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"b79cf63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c08a8f elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7c08a8f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">More About SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dc66e8 elementor-widget elementor-widget-xts_title\" data-id=\"8dc66e8\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tDetails You Must Know\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43946b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"43946b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c9ddb8 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"0c9ddb8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d806d92 elementor-widget elementor-widget-xts_title\" data-id=\"d806d92\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tFinancing Features\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6a7f0e elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a6a7f0e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">RM300,000 - RM20  million financing amount.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Compliance driven process in line with Bank Negara Malaysia guidelines.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Competitive interest rates between 2% and 5% flat rate.\u00a0<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">No collateral required. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dedicated consultants to guide and support businesses with the end-to-end financing application process. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d18842e xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d18842e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><em>*All financing terms are subject to bank approval and company profile.<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7fafd20 xts-animation-short-in-up xts-animation-slow xts_delay_100\" data-id=\"7fafd20\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307937d elementor-widget elementor-widget-xts_title\" data-id=\"307937d\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tEligibility Requirements \t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5634543 elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5634543\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Must be a Malaysian owned-businesses; Sole Proprietorship, Partnership, or Sdn. Bhd. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Business owner or director aged 21 years and above.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minimum 3 years of business operations. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Latest audited financial report and accounts must reflect a profitable business. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Annual company turnover must be RM2 million or above. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bc7f86 elementor-section-full_width xts-section-stretch-content elementor-section-height-default elementor-section-height-default\" data-id=\"2bc7f86\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-036ee72\" data-id=\"036ee72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7257b8b xts-animation-short-in-up xts-animation-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled xts_delay_100\" data-id=\"7257b8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25c8e6a\" data-id=\"25c8e6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80d7ada elementor-align-left elementor-mobile-align-center elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"80d7ada\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><defs><linearGradient id=\"linear-gradient\" x1=\"0.5\" x2=\"0.5\" y2=\"1\" gradientUnits=\"objectBoundingBox\"><stop offset=\"0\" stop-color=\"#8ac9ff\"><\/stop><stop offset=\"1\" stop-color=\"#2286db\"><\/stop><\/linearGradient><\/defs><circle id=\"Ellipse_1\" data-name=\"Ellipse 1\" cx=\"17\" cy=\"17\" r=\"17\" fill=\"url(#linear-gradient)\"><\/circle><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Steps to Apply for SME Loan<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-573edfe xts-animation-short-in-up xts-animation-slow xts_delay_100 elementor-widget elementor-widget-xts_title\" data-id=\"573edfe\" data-element_type=\"widget\" data-widget_type=\"xts_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-section-heading xts-reset-mb-10 xts-reset-last xts-textalign-left xts-textalign-sm-center\" data-animation-delay=\"\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"xts-section-title title xts-design-default xts-textcolor-custom xts-fontsize-l\">\n\t\t\t\t\t\t<span class=\"xts-section-title-text\" data-elementor-setting-key=\"title\">\n\t\t\t\t\t\t\tStart Your Business Journey With Us Now\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-050c749 elementor-widget elementor-widget-xts_button\" data-id=\"050c749\" data-element_type=\"widget\" data-widget_type=\"xts_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-button-wrapper xts-textalign-left\" >\n\t\t\t\t\t\t\t\t\t<a class=\"xts-button xts-size-m xts-style-default xts-color-custom xts-shape-round xts-icon-pos-right xts-icon-style-default\"  href=\"https:\/\/wa.ibpo.com.my\/?r=wb\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"xts-button-text\" data-elementor-setting-key=\"button_text\">\n\t\t\t\t\t\t\tApply for SME Loan\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"xts-button-icon\">\n\t\t\t\t\t\t\t\t<i class=\"fas fa-arrow-right\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9229f68\" data-id=\"9229f68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e62c2c4 services-line xts-animation-short-in-up xts-animation-slow xts_delay_200 e-transform elementor-widget elementor-widget-xts_timeline\" data-id=\"e62c2c4\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_laptop&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"xts_timeline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"xts-timeline\">\n\t\t\t\t<div class=\"xts-timeline-line xts-fill\">\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-start\"><\/span>\n\t\t\t\t\t<span class=\"xts-timeline-dot xts-dot-end\"><\/span>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-12.svg\" class=\"attachment-full size-full wp-image-1447\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.0.first_subtitle\">\n\t\t\t\t\t01\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.0.first_title\">\n\t\t\t\t\tSubmit your request\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"100\" height=\"100\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2025\/09\/Submit-.svg\" class=\"attachment-full size-full wp-image-8020\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.1.first_subtitle\">\n\t\t\t\t\t02\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.1.first_title\">\n\t\t\t\t\tGet an in-house pre-qualification\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-11.svg\" class=\"attachment-full size-full wp-image-1450\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.2.first_subtitle\">\n\t\t\t\t\t03\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.2.first_title\">\n\t\t\t\t\tConsultation and <br> submit documentation\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\" xts-timeline-items xts-reverse\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-dot\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-item xts-timeline-item-first xts-reset-all-last xts-reset-mb-10 xts-textalign-left\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"xts-timeline-image\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"81\" height=\"81\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/Group-13.svg\" class=\"attachment-full size-full wp-image-1448\" alt=\"\" decoding=\"async\" \/>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"xts-timeline-subtitle xts-textcolor-custom xts-fontsize-s\" data-elementor-setting-key=\"timeline_items.3.first_subtitle\">\n\t\t\t\t\t04\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<h5 class=\"xts-timeline-title title xts-textcolor-custom xts-fontsize-l\" data-elementor-setting-key=\"timeline_items.3.first_title\">\n\t\t\t\t\tApproval\t\t\t\t<\/h5>\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2de905c2 xts-section-stretch-content home-banner-0 elementor-section-full_width elementor-section-content-top animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"2de905c2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50f52f3c\" data-id=\"50f52f3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-32809311 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"32809311\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-783d5c5d\" data-id=\"783d5c5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1521dbec elementor-align-left elementor-tablet-align-left cta-btn-1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1521dbec\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/web.ibpo.com.my\/login?redirect=\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"49\" viewBox=\"0 0 49 49\"><g id=\"Group_3562\" data-name=\"Group 3562\" transform=\"translate(-997.938 -641.277)\"><rect id=\"Rectangle_706\" data-name=\"Rectangle 706\" width=\"49\" height=\"49\" rx=\"24.5\" transform=\"translate(997.938 641.277)\" fill=\"#ffde39\"><\/rect><g id=\"Group_3532\" data-name=\"Group 3532\" transform=\"translate(1015.358 659.716)\"><g id=\"Group_3531\" data-name=\"Group 3531\" transform=\"translate(0 0)\"><path id=\"Path_888\" data-name=\"Path 888\" d=\"M0,7.516l7.361-.155L7.516,0\" transform=\"translate(4.759 5.314) rotate(-45)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path id=\"Path_889\" data-name=\"Path 889\" d=\"M3761.65,95h15.075\" transform=\"translate(-3761.65 -89.686)\" fill=\"none\" stroke=\"#181c62\" stroke-linecap=\"round\" stroke-width=\"2\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Apply Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-488bd377 xts-textalign-left xts-scheme-inherit elementor-widget elementor-widget-text-editor\" data-id=\"488bd377\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Get started with fusion financing now.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19160f8 elementor-widget elementor-widget-html\" data-id=\"19160f8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n    \n    .cta-btn-1 ul.elementor-icon-list-items>li:nth-child(1) a {\n    display: flex;\n    flex-direction: row-reverse;\n    justify-content: flex-end;\n    }\n    .cta-btn-1 li.elementor-icon-list-item span.elementor-icon-list-icon {margin-left: 1%;\n}\n.elementor-294 .elementor-element.elementor-element-66a91d4 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child) {\n    \/* padding-bottom: calc(0px\/1); *\/\n    margin-bottom: -1em;\n}\n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5c8d65b0\" data-id=\"5c8d65b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46cfe61f elementor-widget elementor-widget-image\" data-id=\"46cfe61f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"691\" src=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png\" class=\"attachment-full size-full wp-image-1621\" alt=\"Apply Now\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img.png 864w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-300x240.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2023\/09\/cta-img-768x614.png 768w\" sizes=\"(max-width: 864px) 100vw, 864px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financing Solutions for Your Business SME Loan What is SME Loan Turn Your Business Goals into Reality Every successful business starts with a vision, but growth takes action. Don&#8217;t let limited cash flow hold your business back from reaching its full potential. Whether you&#8217;re expanding operations, increasing inventory, upgrading equipment, or scaling to the next [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payday Financing by IBPO Group<\/title>\n<meta name=\"description\" content=\"We understand things can get tight at month-end, while waiting for your salary. Whether it\u2019s unexpected bills, monthly essentials, or urgent commitments, our Payday Financing gives you fast, interest-free cash when you need it most.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ibpo.com.my\/chi\/sme-loan\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payday Financing by IBPO Group\" \/>\n<meta property=\"og:description\" content=\"We understand things can get tight at month-end, while waiting for your salary. 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