{"id":9129,"date":"2026-02-10T07:13:17","date_gmt":"2026-02-10T07:13:17","guid":{"rendered":"https:\/\/www.ibpo.com.my\/?p=9129"},"modified":"2026-06-15T08:16:38","modified_gmt":"2026-06-15T08:16:38","slug":"worried-about-cny-raya-spending-refinance-your-home-to-kongsi-rezeki-kaw","status":"publish","type":"post","link":"https:\/\/www.ibpo.com.my\/chi\/worried-about-cny-raya-spending-refinance-your-home-to-kongsi-rezeki-kaw\/","title":{"rendered":"\u62c5\u5fc3\u519c\u5386\u65b0\u5e74\u548c\u5f00\u658b\u8282\u5f00\u9500\uff1f\u623f\u5c4b\u518d\u878d\u8d44\u6765\u201c\u5171\u7965\u201d\u5206\u4eab\u597d\u8fd0\u201d"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9129\" class=\"elementor elementor-9129\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a0cd965 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"6a0cd965\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b27d7\" data-id=\"4b27d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-242ca847 elementor-widget-laptop__width-initial xts-scheme-inherit xts-textalign-inherit elementor-widget elementor-widget-text-editor\" data-id=\"242ca847\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>[xts_html_block id=&#8221;3506&#8243;]<br \/>\t<div class=\"ibpo-articles xts-single-post-header\">\r\n\t\t<div class=\"xts-post-meta\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"xts-post-categories\">\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<a  class=\"xts-post-category\" href=\"https:\/\/www.ibpo.com.my\/chi\/category\/articles\/\" rel=\"category tag\">\n\t\t\t\t\t\tArticles\t\t\t\t\t<\/a>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"xts-post-date\">\n\t\t\t\t\t\t\t<time class=\"published\" datetime=\"2026-02-10T07:13:17+00:00\">\n\t\t\t\t\t10 2\u6708 2026\t\t\t\t<\/time>\n\t\t\t\t<time class=\"updated\" datetime=\"2026-06-15T08:16:38+00:00\">\n\t\t\t\t\t15 6\u6708 2026\t\t\t\t<\/time>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\r\n\r\n\t<\/div>\r\n\r\n\t\t\t<h1 class=\"ibpo-articles xts-post-title xts-entities-title\">\r\n\t\t\t\tWorried About CNY &#038; Raya Spending? Refinance Your Home to Kongsi Rezeki \u201cKaw\u201d\t\t\t\t<\/h1>\r\n\t\t\r\n\r\n\r\n\t\r\n<\/p><p><span data-contrast=\"auto\">With Chinese New Year celebrations and Ramadan Raya just around the corner, many of us have started thinking about festive spending and preparations, while still managing our existing monthly commitments like\u00a0credit\u00a0bills,\u00a0house\u00a0loans,\u00a0and family needs, and whether we will have enough cash flow left to save after the celebrations.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Some of us are #<\/span><b><span data-contrast=\"auto\">TeamMoreDuit<\/span><\/b><span data-contrast=\"auto\">;\u00a0<\/span><span data-contrast=\"auto\">looking for extra cash to enjoy the festivities, support loved ones, or\u00a0plan ahead.\u00a0Others are\u00a0<\/span><b><span data-contrast=\"auto\">#TeamHouseLoanSetel;<\/span><\/b><span data-contrast=\"auto\">\u00a0focused on reducing commitments and\u00a0settling\u00a0their\u00a0house\u00a0loan\u00a0sooner\u00a0without delays.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-9135 size-full\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team.png\" alt=\"\" width=\"1080\" height=\"1080\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team.png 1080w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team-300x300.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team-1024x1024.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team-150x150.png 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_team-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p><h3><b><span data-contrast=\"auto\">The good news?<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">You don\u2019t have to choose between having extra money or settling your home loan faster. With IBPO\u2019s latest campaign\u00a0<\/span><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><b><span data-contrast=\"auto\">Kongsi\u00a0Rezeki\u00a0\u201cKaw\u201d<\/span><\/b><\/a><span data-contrast=\"auto\">,\u00a0you can have both!\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><h3><b><span data-contrast=\"auto\">Kongsi\u00a0Rezeki\u00a0\u201cKaw\u201d\u00a0Campaign\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h3><p><strong>Campaign Period: 1 Feb \u2013 30 April 2026\u00a0<\/strong><\/p><p><span data-contrast=\"auto\">\u201cKaw\u201d means\u00a0more\u00a0&#8211;\u00a0more\u00a0value, more flexibility, more\u00a0rezeki.\u00a0It\u2019s\u00a0also a nod to \u201ckau\u201d,\u00a0because when your home works harder for you,\u00a0there\u2019s\u00a0more to go around for everyone.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><img decoding=\"async\" class=\"alignnone wp-image-9136 size-full\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner.png\" alt=\"\" width=\"1080\" height=\"1080\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner.png 1080w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner-300x300.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner-1024x1024.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner-150x150.png 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_refinancebanner-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p><p><span data-contrast=\"auto\">By refinancing your home, you unlock the value\u00a0you\u2019ve\u00a0already built, turning it into better cash flow, lighter monthly commitments, and more room to share your\u00a0rezeki\u00a0with the people who matter.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><b><span data-contrast=\"auto\">Exclusive IBPO\u00a0i-Refinancing Benefits<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50\u00a0Cash Rebates\u00a0of up to RM50,000\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50\u00a0Lower house loan tenure by up to 10 years<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">\u2b50\u00a0Reduce commitment by up to 70%\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Sign up for our<a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\">\u00a0i-Refinancing program<\/a> and stand a chance to grab<\/span><b><span data-contrast=\"auto\">\u00a0RM200 Touch \u2019n Go Reload PIN<\/span><\/b><span data-contrast=\"auto\">* upon successful approval!\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><img decoding=\"async\" class=\"alignnone size-full wp-image-9137\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner.png\" alt=\"\" width=\"1080\" height=\"1080\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner.png 1080w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner-300x300.png 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner-1024x1024.png 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner-150x150.png 150w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_R5_popupbanner-768x768.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p><p><span data-contrast=\"auto\">Not Sure Which Team\u00a0You\u2019re\u00a0On?\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><h3><b><span data-contrast=\"auto\">Discover Your\u00a0Rezeki\u00a0\u201cKaw\u201d\u00a0Quiz\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">If\u00a0you\u2019re\u00a0unsure whether you should focus on getting more cash or settling your house loan faster,\u00a0we\u2019ve\u00a0got you covered.\u00a0Find out which side suits your financial goals best\u00a0with our\u00a0game\u00a0quiz.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Take our quick quiz:\u00a0\ud83d\udc49\u00a0<\/span><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><b><span data-contrast=\"auto\">Discover\u00a0Rezeki\u00a0\u201cKaw\u201d<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/a><\/p><p><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9138\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_FA_article_discoverpath.jpg\" alt=\"\" width=\"1080\" height=\"998\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_FA_article_discoverpath.jpg 1080w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_FA_article_discoverpath-300x277.jpg 300w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_FA_article_discoverpath-1024x946.jpg 1024w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_MainKV_FA_article_discoverpath-768x710.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p><h3><b><span data-contrast=\"auto\">Cari\u00a0Rezeki\u00a0\u201cKaw\u201d Contest\u00a0&amp; Win RM50 Touch \u2018n Go Reload Pin<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">That\u2019s\u00a0not\u00a0all,\u00a0we\u2019re\u00a0sharing our\u00a0rezeki\u00a0with you!<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Look out for new visuals every\u00a0month\u00a0in\u00a0February, March, and April\u00a0throughout\u00a0the campaign period\u00a0and spot all the hidden red and green packets.\u00a0Lucky <strong>winners<\/strong> will\u00a0receive\u00a0<strong>RM50 Touch \u2019n Go Reload Pin<\/strong>!<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><b><i><span data-contrast=\"auto\">3x\u00a0New\u00a0winners\u00a0will be\u00a0announced\u00a0every month<\/span><\/i><\/b><i><span data-contrast=\"auto\">\u00a0\ud83e\udd29<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9139\" src=\"http:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_Findwally_socialmediacontest.jpg\" alt=\"\" width=\"1080\" height=\"1350\" srcset=\"https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_Findwally_socialmediacontest.jpg 1080w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_Findwally_socialmediacontest-240x300.jpg 240w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_Findwally_socialmediacontest-819x1024.jpg 819w, https:\/\/www.ibpo.com.my\/wp-content\/uploads\/2026\/02\/KRC26_Findwally_socialmediacontest-768x960.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p><h3><b><span data-contrast=\"auto\">Let your home bring countless more\u00a0rezeki\u00a0to you!\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">Start preparing now, so you can\u00a0have plenty of time to\u00a0share your\u00a0rezeki\u00a0with\u00a0your loved ones. Sign up for our\u00a0award-winning\u00a0mortgage loan\u00a0refinancing program,\u00a0i-Refinancing and\u00a0enjoy\u00a0the countless\u00a0rezeki\u00a0your home\u00a0can do for you.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Click here to learn more:\u00a0<\/span><a href=\"https:\/\/kongsirezekikaw.ibpo.com.my\/\"><span data-contrast=\"none\">Kongsi\u00a0Rezeki\u00a0\u201cKaw\u201d Campaign 2026<\/span><\/a><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3ada20 elementor-section-boxed elementor-section-height-default elementor-section-height-default xts-section-disabled\" data-id=\"a3ada20\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa88632\" data-id=\"aa88632\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>[xts_html_block id=&#8221;3506&#8243;] With Chinese New Year celebrations and Ramadan Raya just around the corner, many of us have started thinking about festive spending and preparations, while still managing our existing monthly commitments like\u00a0credit\u00a0bills,\u00a0house\u00a0loans,\u00a0and family needs, and whether we will have enough cash flow left to save after the celebrations. Some of us are #TeamMoreDuit;\u00a0looking for [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":9256,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Worried About CNY &amp; Raya Spending? 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