- Flexible Cash Financing
i-Personal Financing
- What is i-Personal Financing
Bigger Cash of up to RM15,000 with Easy Repayments up to 36 Months
Need more financing for bigger commitments?
Get instant cash from RM5,000 to RM15,000 with easy, flexible repayment options designed to suit your financial needs. Choose from 12, 24 or 36-month repayment tenures that best fit your budget.
No face-to-face meetings, apply directly online! 100% Shariah-compliant.
- Benefits of i-Personal Financing
Enjoy These Perks From i-Personal Financing
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Bigger Financing
Get up to RM15,000 to manage bigger financial commitments.
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Easy Repayment Plan
Choose a repayment period of 12, 24 or 36 months.
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Support for Major Expenses
为在拮据月份或下个发薪日之前可能出现的意外开支和紧急需求做好准备。.
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Quick Approval & Fast Updates
Receive an update on your application status within 48 hours.
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机密与安全
Your data stays protected. Apply easily online with no face-to-face meetings required.
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Shariah-Compliant
Enjoy financing that is 100% Shariah-compliant.
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财务健康支持
在 myIBPO+ 上享受全天候的财务支持，AI 助手将为您提供全面的财务指导。通过健康检查、财务工具、预算工具、智能账单提醒等功能，助您保持财务健康。.
Enjoy myIBPO+ for FREE
Get complimentary access to myIBPO+ Premium Plus throughout your i-Personal Financing plan. Enjoy it FREE throughout your financing journey, worth RM 598.80/year (excl. SST).
Stay supported throughout your financing journey with smart financial insights and an all-in-one AI dashboard that gives you a complete view of your loans and financing.
Get personalised financial analysis, on-demand guidance from the all-new ANIKA 2.0 financial consultant chatbot and access to smart tools to help you better manage your finances.
*Complimentary Premium Plus access is renewed annually throughout your i-Personal Financing tenure of 12, 24 or 36 months, subject to maintaining a good repayment record.
- 我们的融资优势
通过IBPO获得更多
创新的AI驱动服务
我们尖端的人工智能生态系统，结合金融专业知识，为您的财务需求提供更智能、更快速、更可靠的支持。.
全球视野，本土智慧
我们与全球银行的合作确保您获得独家利率。而 CTOS、Experian 和 Credit Bureau Malaysia 等本地信用机构则让您可以免费获取信用报告。
专家建议
我们简化您的融资和承诺。享受专家指导，将所有债务合并为一个高效的结构。.
无缝审批
我们引以为傲的是极高的银行批贷率，这得益于我们内部的金融专业实力以及全球范围内的合作伙伴关系。
- More About i-Personal Financing
您必须知道的详细信息
i-Personal Financing Amount
- RM5,000 – RM15,000 financing amount
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Easy repayment plans available
• 12 months
• 24 months
• 36 months - 1.5% - 2% Profit rate per month
- 5% Processing fee. Capped at RM 300
- 0.5% Stamping fee, per the Stamp Act 1949
- Receive funds as soon as the next working day after approval
- 100% Shariah-compliant based on the concept of Tawarruq
- Fully online application
资格要求
- 必须是马来西亚公民。.
- Aged 21 – 55 years old
- 受雇或自雇
- Minimum gross monthly salary of RM 2,500
- Steps to Apply fo i-Personal Financing
立即开启您的财务之旅
Create an account on myIBPO+
完成电子尽职调查验证
Submit
documentation
最近3个月的工资条。.
• 最近三个月的银行对账单。.
• Latest EPF Statement (current year).
