Why should I Enroll?
As we grow older we tend to realise the importance of owning property, but house loans usually take up a huge slice of our monthly commitments. However, effective use of your housing value can generate handy cash-outs to finance other ventures.

Why should I Enroll?
As we grow older we tend to realise the importance of owning property, but house loans usually take up a huge slice of our monthly commitments. However, effective use of your housing value can generate handy cash-outs to finance other ventures.
Why Us?
• Strategic partnerships with various global banks grant us
access to exclusive rates
• Collaboration with local financial institutions like CTOS and Experian for free credit reports
• Expert guidance on debt consolidation to combine existing
debts into one simplified structure

Why Us?
• Strategic partnerships with various global banks grant us
access to exclusive rates
• Collaboration with local financial institutions like CTOS and Experian for free credit reports
• Expert guidance on debt consolidation to combine existing
debts into one simplified structure
Credibility in Numbers
Total Clients Served
3,094
Total Bank Loan Approved
RM 1,135 Billion
Amount of Interest Saved for Clients Since 2015
RM 127 Million
Average Approval Rate
90.3%
Product Features
Get cash-outs
Margin of financing up to 90%
No lock-in period
Exclusive interest rates as low as 3.4%
High approval rate
• Debt consolidation program tailored by in-house financial specialists
• Maximum loan tenure of 35 years/up to 70 years of age
• Improve credit score
• Reduce monthly commitments
• Financial advisory service
Am I Eligible?
• Malaysians/ Malaysian working overseas aged 21 and above
• Applicants must have a minimum gross monthly income of RM3,000 or RM36,000 per annum
• Property market value must be RM300,000.00 & above
• Property must be owned for 5 years or above
• Employment type: Employed / Business Owner.
Steps of Applications
Submit Request
We Reach Out
In-house
Pre-qualification
Consultation+
Submission
Approval
Want to Refinance Your House?
Fill in your details and we will contact you
Our Address
Fax: +603 2783 4462
Penang Branch
Cheras Branch
IBPO Capital Limited (Hong Kong)
Tel: +852 3101 7099
IBPO Property Sdn Bhd
Tel: +603-9224 2618
By accessing and using this Site, you agree to the terms and conditions of use (“TERMS AND CONDITIONS”) , including the privacy policy (“PRIVACY POLICY”) (collectively the “TERMS”) and to comply with all applicable laws and regulations. If you are not amenable and you do not agree to these Terms, you may not use this Site or any of the services offered through the site. We reserve the right to make modifications or update these Terms and by continuously accessing this Site, you acknowledge that you agree to be bound by such modification and updates. For any inquiries, you may send us an e-mail regarding your inquiries and comments about our privacy policies to [email protected].
✆ +603 2783 4462
Our Address
Penang Branch
Cheras Branch
IBPO Capital Limited (Hong Kong)
Tel: +852 3101 7099
IBPO Property Sdn Bhd
Tel: +603-9224 2618
By accessing and using this Site, you agree to the terms and conditions of use (“TERMS AND CONDITIONS”) , including the privacy policy (“PRIVACY POLICY”) (collectively the “TERMS”) and to comply with all applicable laws and regulations. If you are not amenable and you do not agree to these Terms, you may not use this Site or any of the services offered through the site. We reserve the right to make modifications or update these Terms and by continuously accessing this Site, you acknowledge that you agree to be bound by such modification and updates. For any inquiries, you may send us an e-mail regarding your inquiries and comments about our privacy policies to [email protected].