- Financial Consolidation
i-Refinancing
- What Is i-Refinancing
Unlock Your Home’s Potential For Financial Freedom
Introducing i-Refinancing, a mortgage refinancing program that offers tailored refinancing solutions to help you achieve your financial goals by leveraging off your home’s value.
With exclusive interest rates of as low as 4.2% p.a., our program allows you to easily manage all your commitments in one account and reduce your loan’s tenure while enjoying extra cash at hand to finance other ventures.
- i-Refinancing Benefits
Enjoy These Perks
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Cash Rebate
Monthly cash rebates for up to 5 years.
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Reduce Monthly Commitments
Up to 70% in savings.
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Shorten Repayment Period
By up to 8 years on loan tenure.
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Cash Benefits
Extra cash for business expansion, emergencies and more.
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No Hidden Fees
It’s zero out-of-pocket expenses.
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Boost Credit Score
Be on track to improve your creditworthiness.
- Our Advantages
Gain More With IBPO
Innovative AI-Powered Service
Our cutting-edge AI, combined with our financial experts, crafts a unique debt consolidation program tailored to you, so you get the best deal that matches your financial needs.
Global Reach, Local Expertise
Our partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.
Expert Recommendations
We simplify your loans and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.
Seamless Approvals
We pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.
- More About i-Refinancing
Details You Must Know
Product Features
- Generates extra cash at hand
- Up to 80% margin of financing
- No lock-in period
- Exclusive interest rates as low as 4.2% p.a.
Eligibility Requirements
- Malaysian citizen
- Aged 21 - 55 years old
- Employed or self-employed
- Own a property of more than 5 years
- Steps to Apply