How to Get Cash Rebates & Shorten Your Home Loan By 10 Years

If you’re reading this, you’re probably paying for a house and looking for ways to shorten your home loan so you can save money!

You are NOT alone. Most of us take on long house loans, some stretching up to 35 years, without realising how much extra interest they end up paying over time.

For example, if you have a house loan of RM500,000 home loan with 4% interest over 35 years, you could end up paying around RM310,000 in interest alone – that’s more than half the original loan amount!

But here’s the good news: with the right financial solution, you don’t have to be stuck with a decades-long mortgage. You can save thousands on interest and even shorten your loan tenure by up to 10 years, all without increasing your monthly instalments.

⭐ You may even get up to RM 50,000 cash rebates!

What Is Home Loan Refinancing (And Why You Should Consider It)

Home loan refinancing simply means switching your existing home loan to a new one with better loan terms such as a lower interest rate, shorter tenure, or extra cash flexibility.

Refinancing can help you:

Lower your monthly payments with better interest rates

Reduce total interest paid overtime

Shorten your loan tenure

Consolidate debts from multiple loans into one easier payment

Increase your financial health i.e. credit score

Refinancing Gives You a Fresh Start on Your Finances

Done right, refinancing can help you save BIG. Not just on interest, but on time too!

Save More with IBPO’s Nak Cashback i-Refinancing Campaign

Ready to save more and pay off your house faster?

Join the Nak Cashback i-Refinancing Campaign today and get rewarded for being smart with your home. Earn cash rebates of up to RM 50,000*!

📅 Campaign period: 1 Nov 2025 – 31 Jan 2026

🔗 Check out our campaign here: https://refinance.ibpo.com.my/

*Based on your financial profile.

What Makes i-Refinancing Different?

At IBPO, we believe financial services should make your life easier, not more complicated. Our i-Refinancing program helps homeowners refinance smarter by using AI insights to produce intelligent, data-driven financial solutions.

Assisting You from Bank Loan Application to Bank Disbursement

Our expert financial consultants will support you every step of the way, from checking your loan eligibility and credit score to preparing your refinancing documents and coordinating directly with banks with the best rates until your loan is successfully disbursed.

How i-Refinancing Makes a Big Impact with Little Effort

💡 With i-Refinancing, you can:

Clear off existing debts such as credit cards or personal loans.

Focus on one affordable monthly house loan.

Shorten your loan tenure by up to 10 years.

Enjoy savings on commitments by up to 70%.

Extra cash in hand for emergencies, business cash flow, home renovations, or family needs.

Get up to RM50,000 cashback towards your loan repayment.

There are no commitments or hidden fees! Just a FREE Consultation with our friendly expert financial consultants to see how much you could save.