i-Refinancing

Unlock Financial Freedom with Mortgage Refinance Solutions

Introducing i-Refinancing, a mortgage refinancing program that offers tailored refinancing solutions to help you achieve your financial goals by leveraging off your home’s value.

With exclusive interest rates of as low as 4.2% p.a., our program allows you to easily manage all your commitments in one account and reduce your loan’s tenure while enjoying extra cash at hand to finance other ventures.

Average Approval Rate

25.4 %

Total Bank Loan Approved

MYR 0.5 B⁺

Enjoy These Perks From Refinancing

Cash Rebate
Monthly cash rebates for up to 5 years.
Reduce Monthly Commitments
Up to 70% in savings.
Shorten Repayment Period
By up to 8 years on loan tenure.
Cash Benefits
Extra cash for business expansion, emergencies and more.
No Hidden Fees
It’s zero out-of-pocket expenses.
Boost Credit Score
Be on track to improve your creditworthiness.

Gain More With IBPO

Innovative AI-Powered Service

Our cutting-edge AI, combined with our financial experts, crafts a unique debt consolidation program tailored to you, so you get the best deal that matches your financial needs.

Global Reach, Local Expertise

Our partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.

Expert Recommendations

We simplify your loans and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.

Seamless Approvals

We pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.

Details You Must Know

Product Features

Eligibility Requirements

Home Loan Refinancing As A Smart Financial Solution in Malaysia

If managing your monthly commitments feels overwhelming, it may be the right time to consider refinancing your home loan. Refinancing can help reduce monthly payments, secure better interest rates, and reduce your loan tenure, resulting in potential savings on both monthly expenses and long-term costs.

In addition, it offers the flexibility to access extra cash for purposes like renovations, education, or other financial needs. Refinancing also allows you to leverage your property's current market value to fund new investments or purchases.

Why Mortgage Refinancing is the Best Decision?

Mortgage refinancing can be a smart financial decision, depending on your specific circumstances. For instance, refinancing becomes advantageous if you can lower your current interest rate by 1% or more for significant long-term savings. A reduced interest rate also helps you build equity in your home faster.

This option is particularly beneficial for individuals seeking to consolidate debt, cover major expenses, or enhance their financial strategies. If you're uncertain about whether refinancing aligns with your goals, consulting with a professional mortgage refinance company or expert can provide clarity and tailored advice.

Key Considerations before Selecting a Mortgage Refinance Company

Selecting the right mortgage refinance company is crucial to aligning with your financial needs. Investing time in researching and comparing options ensures you secure loan terms that best suit your goals while minimising interest rates and fees.

Key aspects to consider include the company’s reputation, customer service quality, approval speed, and the range of services offered. A reputable company with comprehensive solutions can simplify the refinancing process and provide significant long-term benefits.

If you're uncertain about where to start, IBPO Group offers a reliable choice. Our i-Refinancing program provides cash rebates for up to five years and savings of up to 70% on monthly commitments, designed to help you achieve your financial goals.

Comprehensive Mortgage Refinance Services in Malaysia

At IBPO Group, we provide a program specifically designed to help homeowners across Malaysia navigate financial challenges with solutions tailored to their unique circumstances.

Our refinancing services simplify financial commitments by consolidating debts into a single, manageable structure to help you save on monthly payments and reduce long-term costs. With no hidden fees and a transparent process, IBPO Group ensures our clients get access to the best home refinancing solutions in Malaysia without unnecessary delays.

You may also want to consider our other financial programs:

Take the First Step in Your Home Loan Refinance with IBPO

Refinancing your mortgage can be a great way to save money and achieve financial flexibility, but it’s important to ensure that the plan you choose aligns with your financial goals.

Several factors can influence whether refinancing is the right choice, such as securing lower monthly payments and qualifying for a better mortgage rate. Consulting with a financial expert like IBPO can help you navigate these options and make an informed decision.

Interested in learning more about our services? Contact us for your free consultation and discover how IBPO can make your refinancing journey stress-free and beneficial!

Start Your Refinancing Journey With Us Now

Submit your request

Get an in-house pre-qualification

Consultation and submit documentation

Approval

Get started with fusion financing now.