- Debt Consolidation
i-Console Plus
- What Is i-Console Plus
Personal Financing Solutions Tailored for Debt Consolidation
i-Console Plus is a program offering an effortless personal financing option with expert tailored financial solutions to meet your needs.
It’s a hassle-free financial solution, where we’ll help process your financing with our trusted bank partners from end-to-end with interest rates as low as 3.88% p.a.!
Have the opportunity to improve your finances and break the cycle of debt by tracking personal loans and/or credit cards in one account.
- Benefits of a Debt Consolidation Loan
Enjoy These Perks from Debt Consolidation Loan
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Easy Loan Tracking
When everything is consolidated in one account.
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Reduce Monthly Commitments
Up to 70% in savings.
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Save On Interest
As compared to credit card interest rates of 18%.
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Cash Benefits
Extra cash for business expansion, emergencies and more.
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Boost Credit Score
Be on track to improve your creditworthiness.
- Our Debt Management Advantages
Gain More With IBPO
Innovative AI-Powered Service
Our cutting-edge AI, combined with our financial experts, crafts a unique debt consolidation program tailored to you, so you get the best deal that matches your financial needs.
Global Reach, Local Expertise
Our partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.
Expert Recommendations
We simplify your loans and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.
Seamless Approvals
We pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.
- More About i-Console Plus
Details You Must Know
Product Features
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Exclusive low interest rates
As low as 3.88% p.a.
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High financing amount
Have the choice to opt for a high loan amount of up to RM200,000.
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Professional in-house loan recommendation
Receive loan consultation that suits your profile and commitment.
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Debt consolidation
Refinance your debt by consolidating your debts into a single loan.
Eligibility Requirements
- Malaysian citizen
- Aged 21 - 60 years old
- Minimum RM3,000 gross monthly income or RM36,000 gross annual income
- For businesses, minimum turnover must be RM30,000 and above
Debt Consolidation As A Path to Financial Stability
Debt consolidation involves taking out a new loan to pay off multiple existing loans or credit cards. By combining all your financial commitments into one loan, you'll only need to focus on a single and manageable monthly payment.
This approach helps reduce financial stress and simplifies budgeting. In many cases, it can also offer more favourable terms, such as lower interest rates and monthly payments. Over time, debt consolidation can lead to significant savings and a clearer path to financial stability.
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Who Benefits from Debt Consolidation and Management Services?
Debt consolidation can offer benefits to many individuals, but who stands to gain the most? If you are someone who relies heavily on credit cards or has personal loans with high-interest rates, and you're struggling with rising payments, debt consolidation might be the solution for you.
It's also a great option for individuals seeking financial stability, especially those feeling overwhelmed by multiple due dates, penalties, and the challenge of keeping up with payments.
By consolidating your debt, you simplify your payments into a single monthly installment, eliminate late fees, improve your credit score, and reduce stress with a clear, manageable financial plan.
Key Qualities of the Best Loan Company for Debt Consolidation
While many companies offer debt consolidation services, the best ones share key qualities. A reputable debt consolidation company should be trusted by industry experts and clients alike.
Look for a company that offers competitive rates and strong customer support. For example, IBPO Group stands out as a reliable choice due to its innovative approach, customer-centric features, and expertise in financial management.
With interest rates as low as 3.88% p.a.—far lower than typical credit card rates of 18%—IBPO helps clients save money in the long term. Clients can also secure financing of up to RM200,000, offering ample resources for debt repayment or other financial needs.
Additional benefits include:
- Savings of up to 70% on monthly payments
- Extra cash for emergencies
- A boost to your credit score
Choosing IBPO Group for Debt Consolidation Solutions in Malaysia
Through partnerships with renowned global banks and trusted local credit agencies, IBPO Group provides clients with unparalleled access to the best loan consolidation option. Our strategic alliances ensure clients enjoy exclusive interest rates and terms that are tailored to their financial needs, making debt management more accessible and affordable.
By combining global financial expertise with local insights, IBPO ensures clients receive competitive rates and comprehensive debt consolidation advice. Besides, our range of financial programs includes services like:
Achieve Financial Stability Through Debt Management in Malaysia
Debt consolidation is an effective strategy for paying down debt faster and reducing overall interest costs. You can consolidate debt through various methods, such as a personal loan, a new credit card, or a home equity loan.
At IBPO Group, we ensure a smooth and transparent process while helping clients understand their options and make informed decisions towards financial stability. Our ongoing guidance and support ensure that clients achieve long-term financial freedom.
Ready to take the first step towards simple and effective debt consolidation? Contact us today!
- Steps to Apply for Debt Consolidation