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How IBPO Simplify Your Financial Journey (Plus, FREE Consultation!)
At IBPO, we understand that financial challenges can feel overwhelming. Managing multiple debts, keeping up with high monthly commitments, or finding extra cash to settle your housing loan before retirement can be stressful, especially when you’re doing everything on your own!
Instead of going through all the trouble alone like checking your credit score, visiting different banks or figuring out how to manage your debts, we handle it all for you from end to end.
We offer a personalised, all-round financial solution that makes the entire process effortless, clear and stress-free so you can focus on what matters while we take care of the rest.

Step 1: Reach Out to Us
Simply WhatsApp or contact us, and we’ll arrange a FREE consultation over the phone. No need to visit multiple banks or offices!
Your consultation includes FREE assessments such as:
- Your credit score and Debt Service Ratio (DSR) through our partners like Experian, CTOS, and Credit Bureau Malaysia.
- Review all your debts, including housing loans, car loans, personal loans, credit cards, and PTPTN.
- Home/property assessment to check the current market value of your property.
- Explore ways to consolidate your loans into a single, manageable payment.
- Compare banks that offer the best loan rates for your situation.
- Calculate a financial proposal tailored to your goals, whether it’s higher cash out or reducing your loan tenure by up to 10 years and more.
Step 2: Set an Appointment to Meet Your Financial Consultant
Once you’re satisfied with the proposal, we’ll help you schedule an appointment with our consultant. Your consultant will:
- Explain the details of your financial plan and answer any questions you may have.
- Present all loan application documents, terms, and service agreements, so you know exactly what to expect.

Step 3: Loan Application Made Easy
After agreeing and signing, we handle the entire loan application process:
- Collecting and reviewing all required documents.
- Assisting you in completing your details. No need to stress about paperwork.
- Submitting your application and liaising directly with the bank.
- Coordinating with lawyers and handling related matters such as stamp duty and legal fees.
Step 4: Funds Disbursed to Your Account
Now, just wait for the funds to be disbursed. Our team will be on standby for any enquiries!
With IBPO, achieving your financial goals doesn’t have to be complicated. From consultation to loan disbursement, we make the process simple, transparent, and hassle-free.
Check out our latest i-Refinancing campaign. Enjoy cashback up to RM50,000! For more details, click here.
