- Insight
Media
IBPO Strengthens Its Position as an Award-Winning Fintech Leader with Triple Wins in 2025
IBPO continues to solidify its reputation as one of Malaysia’s leading end-to-end financial services providers, winning three major international awards in 2025.
Best known for its flagship i-Refinancing program, IBPO is recognised among the best refinance companies in Malaysia, helping homeowners refinance house loans strategically while improving overall financial health.
To date, IBPO has:
- Served over 15,000 clients nationwide
- Facilitated RM1.9 billion in financing
- Generated RM163.5 million in savings
- Achieved a strong 92.7% approval rate
2025 Awards
Best Refinancing Program in Malaysia (i-Refinancing)
Awarded by Global Business Outlook Awards 
IBPO won this award for its pioneering home refinancing, i-Refinancing, the first in Malaysia to offer cash rebates of up to RM50,000 while allowing customers to shorten their loan tenure by up to 10 years.
The program also enables eligible homeowners to reduce monthly commitments by up to 70%, making it a preferred solution for those searching to refinance in Malaysia.
Best Fintech Solutions Provider in Malaysia
Awarded by International Finance Awards

IBPO won this award for its Financial AI innovations, including the Fusion Financial System, myIBPO+ online customer financial portal, and ANIKA virtual AI financial consultant chatbot. Together, these AI tools deliver intelligent, personalised, and automated support for financial solutions across refinancing, personal loans, and debt consolidation in Malaysia, transforming how Malaysians manage their finances.
Best Islamic Fintech Company in Malaysia
Awarded by Global Banking & Finance Awards

This award highlights IBPO’s leadership in providing Shariah-compliant financing solutions in partnership with banks, including Islamic refinancing structures and Shariah-compliant Payday Financing, salary cash advance.
These latest recognitions bring IBPO’s total to six awards.
Among its earlier achievements is IBPO’s recognition under the “Fast Moving Companies” category, while our Founder & Group Managing Director, Andy Lim was named one of Malaysia’s “100 Most Influential Young Entrepreneurs” at the SME 100 Awards. In 2020, Andy was also featured in the “Top 10 New Generation Malaysian Businessmen” to Watch by Top 10 Malaysia.
These recognitions reinforce IBPO’s position as a trusted loan consultant and fintech solutions provider in Malaysia. As we continue to innovate our Financial AI tools and refinancing solutions, IBPO remains committed to delivering smarter, more accessible financial services to Malaysians nationwide.
Explore our full list of awards and recognitions: click here