Financial Merdeka Campaign: Refinance and Enjoy Cash Rebates, Lucky Draws & More

Merdeka is all about celebrating freedom.

And as one of the leading financial service providers in Malaysia, we’re all about empowering our nation’s financial freedom.

But did you know?

More than half of Malaysians have less than RM10,000 in emergency savings!

While financial commitments are a part of everyday life, making smarter financial decisions today can help you build greater confidence and stability for tomorrow.

Financial Merdeka i-Refinancing Campaign

If you’ve owned your home for more than five years, now could be the perfect time to refinancing your house loan. Through mortgage loan refinancing, you may be able to improve your cash flow, lower your monthly repayments, consolidate existing loans and debts, shorten your house loan tenure, and even enjoy attractive cash rebates!

Campaign period: 1 August to 30 September 2026

Don’t Miss These Exciting Perks

⭐ Cash rebates of up to RM50,000

⭐ Shorten loan tenures of up to 10 years

⭐ Lower monthly commitments of up to 70%

⭐ Get cash in hand for any emergencies or personal use

⭐ No upfront payment

Stand a Chance to Win RM200 Touch ‘n Go Reload PIN

There’s more to look forward to this Merdeka! Simply refinance with IBPO during the campaign period and you’ll stand a chance to win RM200 Touch ‘n Go Reload PINs through our lucky draw.

Find Out How Healthy Are Your Finances

Check Your Financial Freedom Score!

So, when was the last time you really checked in on your finances? Take our quick quiz to discover your Financial Freedom Score and find out if you’re on the right track or if it’s time for a financial reset.

Claim Your Financial Merdeka

Financial freedom doesn’t happen overnight, but every smart financial decision brings you one step closer. This Merdeka, take the first step towards a more confident financial future and let your home work harder for you!

Reset Duit Today, Freedom Tomorrow.

Learn more about our campaign here: financialmerdeka.ibpo.com.my