- Pandangan
Media
Want the New iPhone? Your Home Could Potentially Give You the Freedom to Upgrade
The latest iPhone is here!
And if you’re already fancying that shiny new upgrade, you’re probably also thinking about the price tag.
But before you start cutting back on everything else, maxing out your credit card or joking about “selling a kidney”, here’s something you may not have considered:
Your home could be one of the best options for you to get some cash in hand – without selling it!
Your Home May Be Worth More Than When You First Bought It
If you’ve owned your home for at least 3 to 5 years, there’s a good chance its market value has changed. At the same time, you’ve been steadily paying down your home financing.
Together, these can build up something called home equity, which means the portion of your home’s current value that you own after deducting what you still owe on your home financing.

As you pay down your home financing and your property potentially increases in value, your equity can grow.
Sebagai contoh:
Original property value: RM400,000
Current property value: RM550,000
Outstanding home financing: RM300,000
RM550,000 − RM300,000 = RM250,000
That means you could potentially have RM250,000 in home equity. Of course, actual property value and available financing depend on factors such as your property’s current market value, outstanding financing, and eligibility.
But here’s what many homeowners don’t realise:
You don’t have to wait until your home is fully paid off to explore its value.
Your Home Could Help with More Than Just an iPhone
Instead of taking on another commitment just to get the latest iPhone, why not make the most of your home’s value and potentially enjoy more benefits along the way? This includes:
🏠 Renovating or upgrading your home
🎓 Funding education
💳 Consolidating existing loans and credit cards
💰 Getting cash in hand
🤍 Religious obligations i.e umrah
How? Join our Financial Merdeka i-Refinancing Campaign
Refinance your home today and tap into your home’s value to potentially enjoy:
✅ Up to RM50,000 cash rebates
✅ Shorten your house loan tenure by up 10 years
✅ Reduce financial commitments by up to 70%
✅ Extra cash in hand for any of your personal use
⭐ Bonus:
Stand a chance to win a RM200 Touch ‘n Go Reload PIN with every successful i-Refinancing approval.
Hurry and sign up now! Campaign ends 30th September.
The Freedom to Upgrade & Update Your Life
Your home can help you make a bigger impact on both your lifestyle and finances. With the freedom to do more, your next upgrade could go beyond just a new iPhone.
