- Mortgage Loan Refinance
i-Refinancing
- What Is i-Refinancing
Unlock Financial Freedom with Mortgage Refinance Solutions
Introducing i-Refinancing, a mortgage refinancing program that offers tailored refinancing solutions to help you achieve your financial goals by leveraging off your home’s value.
With exclusive interest rates of as low as 4.2% p.a., our program allows you to easily manage all your commitments in one account and reduce your loan’s tenure while enjoying extra cash at hand to finance other ventures.
- Benefits of Home Loan Refinancing
Enjoy These Perks From Refinancing
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Cash Rebate
Monthly cash rebates for up to 10 years.
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Reduce Monthly Commitments
Up to 70% in savings.
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Shorten Repayment Period
By up to 10 years on loan tenure.
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Cash Benefits
Extra cash for business expansion, emergencies and more.
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No Hidden Fees
It’s zero out-of-pocket expenses.
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Boost Credit Score
Be on track to improve your creditworthiness.
- Our Refinancing Advantages
Gain More With IBPO
Innovative AI-Powered Service
Our cutting-edge AI, combined with our financial experts, crafts a unique debt consolidation program tailored to you, so you get the best deal that matches your financial needs.
Global Reach, Local Expertise
Our partnerships with global banks ensure you get exclusive rates. While local credit agencies such as CTOS, Experian and Credit Bureau Malaysia, allow you to enjoy free credit reports.
Expert Recommendations
We simplify your loans and commitments. Benefit from expert guidance to merge all your debts into one efficient structure.
Seamless Approvals
We pride ourselves on our high bank approval rates, attributed to our in-house financial expertise and global partnerships.
- More About i-Refinancing
Details You Must Know
Product Features
- Generates extra cash at hand
- Up to 80% margin of financing
- No lock-in period
- Exclusive interest rates as low as 4.2% p.a.
Eligibility Requirements
- Malaysian citizen
- Aged 21 - 55 years old
- Employed or self-employed
- Own a property of more than 5 years
Home Loan Refinancing As A Smart Financial Solution in Malaysia
If managing your monthly commitments feels overwhelming, it may be the right time to consider refinancing your home loan. Refinancing can help reduce monthly payments, secure better interest rates, and reduce your loan tenure, resulting in potential savings on both monthly expenses and long-term costs.
In addition, it offers the flexibility to access extra cash for purposes like renovations, education, or other financial needs. Refinancing also allows you to leverage your property's current market value to fund new investments or purchases.
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Why Mortgage Refinancing is the Best Decision?
Mortgage refinancing can be a smart financial decision, depending on your specific circumstances. For instance, refinancing becomes advantageous if you can lower your current interest rate by 1% or more for significant long-term savings. A reduced interest rate also helps you build equity in your home faster.
This option is particularly beneficial for individuals seeking to consolidate debt, cover major expenses, or enhance their financial strategies. If you're uncertain about whether refinancing aligns with your goals, consulting with a professional mortgage refinance company or expert can provide clarity and tailored advice.
Choosing the Best Mortgage Loan Refinance Company
Selecting the right mortgage refinance company is crucial to aligning with your financial needs. Investing time in researching and comparing options ensures you secure loan terms that best suit your goals while minimising interest rates and fees.
Key aspects to consider include the company’s reputation, customer service quality, approval speed, and the range of services offered. A reputable company with comprehensive solutions can simplify the refinancing process and provide significant long-term benefits.
If you're uncertain about where to start, IBPO Group offers a reliable choice. Our i-Refinancing program provides cash rebates for up to ten years and savings of up to 70% on monthly commitments, designed to help you achieve your financial goals.
Comprehensive Home Loan Refinancing Services in Malaysia
At IBPO Group, we provide a program specifically designed to help homeowners across Malaysia navigate financial challenges with solutions tailored to their unique circumstances.
Our refinancing services simplify financial commitments by consolidating debts into a single, manageable structure to help you save on monthly payments and reduce long-term costs. With no hidden fees and a transparent process, IBPO Group ensures our clients get access to the best home refinancing solutions in Malaysia without unnecessary delays.
You may also want to consider our other financial programs:
Take the First Step in Your Home Loan Refinance with IBPO
Refinancing your mortgage can be a great way to save money and achieve financial flexibility, but it’s important to ensure that the plan you choose aligns with your financial goals.
Several factors can influence whether refinancing is the right choice, such as securing lower monthly payments and qualifying for a better mortgage rate. Consulting with a financial expert like IBPO can help you navigate these options and make an informed decision.
Interested in learning more about our services? Contact us for your free consultation and discover how IBPO can make your refinancing journey stress-free and beneficial!
FAQs About Home Loan Refinancing in Malaysia
Home loan refinancing involves replacing your existing mortgage with a new loan to secure a lower interest rate, reduce monthly payments, or access extra cash.
Refinancing a mortgage loan can help you save on interest, lower your monthly payments, shorten your repayment period, receive monthly cash rebates, and access extra funds for personal or business needs.
Refinancing your home loan in Malaysia can help you secure a lower interest rate, reduce your monthly repayments, or access extra cash for personal or business needs. Many homeowners choose to refinance to consolidate debts, shorten their loan tenure, or switch to a more flexible loan package with features like cash rebates and no hidden fees.
It’s important to compare different refinancing offers and review all costs involved before making a decision to ensure the best outcome for your financial situation.
Yes, refinancing your property is possible even with a bad credit score, but you may face higher interest rates or stricter approval terms. Some lenders are willing to consider applicants with steady income and sufficient property value, though you might need to provide extra documentation or accept less flexible loan conditions.
Many people use property refinancing to consolidate debts, lower monthly payments, or access extra cash for urgent needs. It’s important to compare refinancing packages, review all costs, and understand the terms before making a decision. Seeking advice from a mortgage consultant or using an online refinancing calculator can help you find the best solution for your financial situation.
- Steps to Apply i-Refinancing
Start Your Refinancing Journey With Us Now
Submit your request
Get an in-house pre-qualification
Consultation and submit documentation
Approval
